Hybrid work and office use

“In Norway, we are witnessing a return to the office, however hybrid work models are prompting a reassessment of workspace needs, with less individual desks and more use for video conferenceand meeting rooms, as well as social space. Customers who have already adopted to free seating and underutilisation show little change in occupied space, while those with assigned desks to all employees are reducing their space requirements as they transition to a more flexible work model.”

Annual report 2024A · The company itself

“Location and scale Our cluster strategy enables us to more easily offer increased flexibility that our customers are increasingly demanding.”

Annual report 2024A · The company itself

“The impact on demand from the work-from-home trend has been limited in Norway, which contrasts what is reported from several other countries. Rental levels are still low compared to newbuilding costs, and thus Entra expects continued market rental growth in the years to come. Entra operates in the appealing Norwegian real-estate office market, with attractive high-quality and environmentally friendly properties located in clusters near public transportation hubs in central urban locations. per cent of the management portfolio is located in Oslo.”

Annual report 2024A · The company itself

“The inability to staff all functions of our business with employees possessing the appropriate talent could have an adverse effect on our business performance. Additionally, failure to recognize, evaluate, and respond to changing workforce trends including current labor market conditions and managing hybrid work environments, or failure to execute proactive retention and replacement strategies could also have an adverse effect on our business performance.”

Annual report 2025A · The company itself

“The enterprise market is driven by hybrid “technology rich” work which is here to stay.”

Annual report 2025A · The company itself

“Our Hearing division outperformed the market with 5% organic growth, our Enterprise division maintained its leadership in difficult markets with -6% organic growth, and our Gaming division battled equally challenging conditions with -2% organic growth and winning market share.”

Annual report 2025A · The company itself

“Our Enterprise division defended its leadership position with a broad portfolio engineered to address key customer needs and daily pains in enterprises of all sizes and built for Unified Communications with enterprise grade quality and security.”

Annual report 2025A · The company itself

“Enterprise is a clear leader in hybrid work solutions based on unrivaled innovation and enterprise grade experiences.”

Annual report 2025A · The company itself

“More remote work is done in Finland than in other European countries. Martela aims to make workplaces even more attractive with its products and services, which in turn increases opportunities to improve productivity.”

Annual report 2025A · The company itself

“Companies became aware of the importance of collaboration during 2025 and the pressure to return to the office increased. Remote work was found to have weakened collaboration between individuals and teams, and several companies began to limit the amount of remote work. Companies focused on optimising their office spaces and developed their facilities to support a more hybrid work model, where workdays are divided more evenly between the office, remote work, and shared spaces.”

Annual report 2025A · The company itself

“We have evolved into a hybrid model, in which employees who are assigned to an office can divide their work between the office and home about half the time.”

Annual report 2025A · The company itself

“En flexibel arbetsplats För att säkerställa att vår arbetsplats erbjuder lösningar och tjänster som attraherar framtida medarbetare, och samtidigt behåller dem som redan arbetar hos oss, har vi tagit fram en gemensam modell för hybridarbete på AFRY. Arbetsplatsen har blivit mer digital, flexibel och hybrid, samtidigt som våra kontor fortsatt spelar en viktig roll för innovation, produktivitet och samarbete.”

Annual report 2024A · The company itself

“As a result of the diversification of our business, personnel growth, the deployment of our FlexBase program, acquisitions and international expansion in recent years, most of our employees are now based outside of our Cambridge, Massachusetts headquarters. Because most of our employees work remotely, we are subject to additional risks. For example, certain security systems in homes or other remote workplaces may be less secure than those used in our offices, which may subject us to increased security risks, including cybersecurity-related events, and expose us to risks of data or financial loss and associated disruptions to our business operations.”

Annual report 2025A · The company itself

“In September, 2025, we required most of our employees to return to working five days per week in the office for most locations, which could impact our ability to attract and retain qualified personnel, particularly if companies that we compete with for talent have adopted work policies and arrangements that our employees may consider to be more appealing.”

Annual report 2025A · The company itself

“Further, as the majority of our employees work remotely for some portion of their jobs in our hybrid work environment, our reliance on our and third-party information technology systems has increased substantially and is expected to continue to increase.”

Annual report 2025A · The company itself

“Behov av och efterfrågan på lokaler förändras Marknaden för kommersiella-, samhällsoch bostadsfastigheter förändras kontinuerligt i takt med att behov och efterfrågan förändras. Därutöver har coronapandemin haft inverkan på samhällsstrukturer och beteendemönster.”

Annual report 2024A · The company itself

“As part of our AAU restructuring program, we are reducing our real estate footprint to align with our hybrid working strategy.”

Annual report 2025A · The company itself

“Specifically, through the investments of our retirement services business in CML and CMBS, we have exposure to certain categories of commercial property, including office buildings and retail, that have been adversely affected by the continuing work from home trend.”

Annual report 2025A · The company itself

“These investments are subject to the potential for deterioration of real estate fundamentals and the risk of adverse changes in local market and economic conditions, which may include changes in supply of and demand for competing properties in an area, fluctuating occupancy rates and changes in demand for commercial office properties (including as a result of an increased prevalence of remote work).”

Annual report 2025A · The company itself

“Flexibility: We believe that our culture benefits from people collaborating in-person in our offices, while also recognizing the value of flexibility. We are committed to providing flexibility to our employees, and in 2025, we continued to offer business-group-driven flexibility frameworks, a day off for mental health and our summer “Work From Anywhere” program, which allows people to work virtually for up to a maximum of three weeks.”

Annual report 2025A · The company itself

“Additionally, our ongoing integration of Hillrom and the sale of our Kidney Care business, as well as a number of our employees having fully remote or hybrid work arrangements expose us to, among other things, heightened risks related to our information technology systems and networks, including cyber attacks, computer viruses, malicious software, security breaches and telecommunication failures, both for systems and networks we control directly and for those that employees and third-party developers rely on to work remotely.”

Annual report 2025A · The company itself

“Our approach is structured through group-wide Work-from-Home (WFH) Guiding Principles that define expectations for hybrid work. These principles ensure that flexibility is applied consistently across teams, balancing individual preferences with collective efficiency. Employees coordinate remote work with their managers, spend at least part of the week in the office, and uphold our values and policies regardless of work location.”

Annual report 2025A · The company itself

“Ett annat utvecklingsspår är därför att organiska expandera in i ansgränsande segment såsom ekonomi, IT, administration eller teknik. • Tecken finns på att den svenska konjunkturen återhämtar sig något under 2025 och att farten är betydligt bättre 2026. Räntorna är lägre, distansarbete är inte längre lika modernt och fastighetsbolagen mår bättre.”

Annual report 2024A · The company itself

“As our employees and contractors are operating under our hybrid work model, our remote interaction with employees, service providers, partners and other third parties on systems, networks and environments over which we have less control (such as through employees’ personal devices) increases our cybersecurity risk exposure.”

Annual report 2025A · The company itself

“Modernized and Connected Workforce We have adopted a modern work environment with the majority of our team members leveraging remote and hybrid work arrangements, allowing them to do their best work in the way they work best.”

Annual report 2025A · The company itself

“Tuetaan työ- ja yksityiselämän tasapainoa tarjoamalla mm. etätyömahdollisuuksia ja erilaisia työaikamuotoja työn luonteesta riippuen.”

Annual report 2025A · The company itself

“Yhtiössä on työn luonteen mukaan käytössä joustavat työajat ja hybridityömalli, jossa etätyötä voi tehdä osan viikosta.”

Annual report 2025A · The company itself

“This trend accelerated significantly with the need to support an increasingly remote workforce in 2020 due to the COVID-19 pandemic and we believe this trend continues today. •A Growing Cyber Skills Gap: Trained cybersecurity professionals are in high demand, and organizations continue to face a dire shortage of talent to fill much needed cybersecurity positions.”

Annual report 2026A · The company itself

“Distributed Workforce For CrowdStrike, the ability to work remotely or in a hybrid arrangement is a deliberate strategy that we believe fuels rapid innovation and helps us attract, hire and retain the best and brightest around the world, regardless of their specific location.”

Annual report 2026A · The company itself

“Human Capital We aim to foster an inclusive and engaging culture that values each person’s unique skill set and to continue to attract – and retain – top talent throughout the organization. 2025 represented a year of continued growth across Dexcom; our employee population grew both by number and global footprint. Our consistent support of hybrid work provides access to a broader talent pool.”

Annual report 2025A · The company itself

“Efterfrågan på kontorslokaler har ökat efter några år med lägre efterfrågan och hög osäkerhet efter coronapandemin. Allt fler företag förespråkar återgång till kontoret, vilket också inneburit, och kan komma att innebära, behov av ändrad utformning av enskilda och gemensamma ytor. Eastnines moderna fastigheter samt kontorslokaler tillgodoser i stor utsträckning de krav som i dagsläget finns på utformning.”

Annual report 2024A · The company itself

“Kommunikationsnätverk stödjer hybridarbete och digitaliseringen av samhället.”

Annual report 2024A · The company itself

“In addition, the prevalent use of smartphones, tablets, and other wireless devices, as well as ongoing remote or hybrid work-from-home arrangements for a significant portion of Entergy’s employees and those of its contractors and vendors may also heighten these risks.”

Annual report 2025A · The company itself

“Privacy and cybersecurity risks have generally increased in recent years because of the proliferation of new techniques and tools that circumvent security tools, evade detection and remove forensic evidence, such as artificial intelligence, the increased sophistication, techniques and activities of threat actors, and the broader adoption of remote and hybrid work arrangements that introduce additional security vulnerabilities due to off-network access; accordingly, the Company may be unable to anticipate these techniques or implement adequate preventative measures.”

Annual report 2025A · The company itself

“Additionally, remote and hybrid working arrangements at our company (and at many third-party providers) also increase cybersecurity risks due to the challenges associated with managing remote computing assets and security vulnerabilities that are present in many non-corporate and home networks. We may be unable to comprehensively apply patches or confirm that measures are in place to mitigate all such vulnerabilities, or that patches will be applied before vulnerabilities are exploited by a threat actor.”

Annual report 2025A · The company itself

“In addition, in remote work environments, the daily activities and productivity of our workforce is now more closely tied to key vendors consistently delivering their services without material disruption. Our ability to deliver information using the internet and to operate in a remote working environment may be impaired because of infrastructure failures, service outages at third-party internet providers, malicious attacks, or other factors.”

Annual report 2025A · The company itself

“Nu da mange virksomheder således er gået over til en blanding af kontor – og hjemmearbejde, er coworking igen blevet et af de hurtigst voksende segmenter på markedet for kontorejendomme. Den hurtige vækst forventes at vare ved, og virksomhederne mener, at de kortsigtede fleksible coworking – aftaler gør det nemmere at etablere satellitkontorer tætter på de steder hvor medarbejderne bor.”

Annual report 2025A · The company itself

“I händelse av att hela eller delar av Hexagons personalstyrka blir oförmögen eller ovillig att arbeta på plats eller att resa till följd av inställda evenemang, stängda anläggningar, karantän, reserestriktioner och andra förändringar i branschpraxis av någon anledning (inklusive pandemier), kan dessa personalstörningar negativt påverka Hexagons förmåga att bedriva verksamhet inklusive att utveckla, tillverka, generera försäljning av, marknadsföra och leverera produkter, lösningar och tjänster inom hårdoch mjukvara samt tillhandahålla kundsupport.”

Annual report 2024A · The company itself

“Remote work and remote access to our systems has increased significantly, which also increases our cybersecurity attack surface. We have also seen an increase in cyberattack volume, frequency, and sophistication driven by the global enablement of remote workforces.”

Annual report 2025A · The company itself

“Distansarbete ett par dagar i veckan har påverkat besökstalen i främst citylägen i Stockholm och Göteborg. Vissa dagar har lägre kundflöden medan andra har ökade flöden.”

Annual report 2024A · The company itself

“Remote work further increases the risk that we may experience cyber-attack or other information or security breaches as a result of our colleagues, contractors, and other third parties with which we do business or upon which we rely working remotely on less secure systems and environments.”

Annual report 2025A · The company itself

“Current economic, market, social, and political conditions and demand for hybrid working options have increased talent risk, which has led to higher employee attrition and made recruitment for certain positions more difficult, and could lead to a loss of top performers and make it more difficult to fill key positions. For example, our in-office requirements, as well as the location of our offices, and our limited remote working arrangements may not meet the needs or expectations of our employees, including senior management or other key employees, or may not be viewed as competitive, which could negatively impact our ability to attract and retain highly skilled employees.”

Annual report 2025A · The company itself

“An increasing number of companies are adopting return to office policies that define a minimum number of days on-site”

Annual report 2025A · The company itself

“Pandemin förändrade kontorsmarknadens behov i grunden. Distansarbete ställde nya krav på det gemensamma kontoret, flexibilitet och aktivitetsbaserade arbetsplatser blev nyckelord och parallellt uppstod behov av uppgradering av hemmakontoren.”

Annual report 2024A · The company itself

“Samtidigt ser vi nu en mottrend där arbetsgivare aktivt försöker locka tillbaka medarbetarna till den gemensamma arbetsplatsen. Detta ställer i sin tur krav på att skapa mer attraktiva kontorsmiljöer, där unika och genomtänkta designlösningar spelar en avgörande roll.”

Annual report 2024A · The company itself

“Det hybrida arbetssättet innebär större fokus på delar av kontoret som bjuder in till samarbete, vilket kräver möbler anpassade för denna funktion. Samtidigt ställs högre krav på kontorets flexibilitet och möjlighet för avskildhet.”

Annual report 2024A · The company itself

“Dessa tillväxtsegment inkluderar bland annat soft seating, höj- och sänkbara bord, akustiska produkter, tysta rum (så kallade poddar), samt andra mindre segment kopplade till hybridkontor, såsom rumsavdelare. Dessutom finns en ökad efterfrågan på möbler som kan anpassas för att möta specifika behov, vilket flera av koncernens bolag är specialiserade på.”

Annual report 2024A · The company itself

“Genom att möta behoven i det moderna kontoret bidrar Abstracta till att förbättra både produktivitet och välbefinnande.”

Annual report 2024A · The company itself

“Our Next Gen® homes provide what can be a home within a home to accommodate children or parents or can be an office from which to work remotely. •Core Plans - We are integrating standardized, highly efficient, value engineered Plan series across all divisions at different price points.”

Annual report 2025A · The company itself

“Also, the increase of remote work among employees in our industries has increased employee mobility and turnover, making it difficult for us to retain or hire employees.”

Annual report 2026A · The company itself

“The increase in remote and hybrid-work arrangements and opportunities in regional, national and global labor markets has also increased competition for the Company to attract and retain skilled personnel.”

Annual report 2025A · The company itself

“In addition, remote and hybrid work arrangements have increased the risk of phishing and other cybersecurity attacks, unauthorized dissemination of personal, confidential, proprietary or sensitive data, and unauthorized access to company computing assets.”

Annual report 2025A · The company itself

“Such risks have increased significantly due to hybrid and remote work environments.”

Annual report 2025A · The company itself

“Many of our personnel work remotely, which may lead to challenges in productivity and collaboration.”

Annual report 2025A · The company itself

“Our hybrid work model allows our office-based employees to engage with colleagues, customers and suppliers in-person on a regular basis while also leveraging innovative technology to optimize collaboration across geographically dispersed teams.”

Annual report 2025A · The company itself

“The use of mobile and cloud technologies, as well as remote work arrangements, may heighten these risks.”

Annual report 2025A · The company itself

“Since January 2022, we have operated a hybrid work model, under which most employees may at times work remotely. The program supports our talent objectives and contributes to employee engagement, recruiting and retention.”

Annual report 2025A · The company itself

“Samtidigt har distansarbete medfört att fler flyttar från storstäderna till mer kostnadseffektiva områden, en utveckling som gynnar Neobos verksamhetsområden.”

Annual report 2024A · The company itself

“Oförmåga att attrahera och behålla yngre medarbetare Det finns en risk att Netel inte kan möta yngre medarbetares förväntningar på till exempel balans arbetsliv/ fritid vilket kan göra det svårt för Netel att behålla yngre medarbetare.”

Annual report 2024A · The company itself

“Volymerna inom Hygien har visat god tillväxt under året.”

Annual report 2024A · The company itself

“Orthex sees that continued consumer focus on decluttering and space optimization (smaller apartments, hybrid work) supports growth in modular storage systems, stackable sorting solutions and food containers.”

Annual report 2025A · The company itself

“Outokumpu’s hybrid work policy for office employees in Europe promotes flexibility, wellbeing, and compliance in modern working practices. While the company’s offices remain the primary workplace, employees may work up to 50% of their working days remotely within their country.”

Annual report 2025A · The company itself

“The global video conferencing market is undergoing a significant transformation, driven by technological advancements and the lasting impact of the pandemic. As hybrid work models have become a mainstay, the demand for versatile and secure communication solutions continues to rise.”

Annual report 2024A · The company itself

“This makes the company well-positioned as enterprises and public sector organizations continue to adopt hybrid working models.”

Annual report 2024A · The company itself

“As our culture is built on trust, Photocure offers hybrid remote work arrangements across its locations in Norway, Germany and the U.S. for its non-customer facing employees, which represents approximately 40% of its global team.”

Annual report 2024A · The company itself

“Further, our employees may intentionally or inadvertently cause data security breaches that result in the unauthorized access or release of our private and sensitive information, the risk of which may be 33 compounded as the use of AI becomes more prevalent. The extensive use of AI-enabled smartphones, tablets, and other wireless devices, as well as our hybrid work policy, under which a substantial portion of our corporate employees work remotely for part of the work week, heighten these and other operational risks.”

Annual report 2026A · The company itself

“Additionally, our working model may negatively impact our ability to retain and recruit highly skilled personnel, especially to the extent other companies continue to allow more flexible remote working models.”

Annual report 2025A · The company itself

“We currently have a large segment of employees who work remotely and are not required to come into the office on a daily basis. Allowing employees to work remotely subjects us to heightened operational risks.”

Annual report 2025A · The company itself

“Additionally, there is an increased risk that we might experience cybersecurity-related incidents as a result of any of our employees, service providers, or other third parties working remotely on less secure systems and environments. While we take significant efforts to protect our systems and data, including establishing internal processes and implementing technological measures designed to provide multiple layers of security, our safety and security measures might be insufficient to prevent damage to, or interruption or breach of, our information systems, data (including personal data), and operations, such as the November 2021 Data Security Incident.”

Annual report 2025A · The company itself

“Ökad efterfrågan av bekväma sportinspirerade kläder till följd av att fler arbetar hemifrån. Ett skifte till mer avslappnade klädkoder på arbetsplatser, vilket medför att sportinspirerade kläder till en ökande grad accepteras på jobbet.”

Annual report 2022A · The company itself

“Social information Working time and work-life balance Scanfil offers its workforce flexible work hours whenever possible based on the nature of the work and monitors overtime hours closely to make sure it follows the labor law regulations and ensures employee well-being. Hybrid or remote work is offered where requested and possible.”

Annual report 2025A · The company itself

“Återgången till kontoret ökar långsamt i USA, med en tydlig efterfrågeökning på högkvalitativa och flexibla kontor med stort serviceutbud.”

Annual report 2024A · The company itself

“The increased ability of employees in our industry to work from home or in other remote work arrangements has impacted, and may continue to impact, the mobility and turnover of our employees, potentially making it more difficult for us to compete in the job market.”

Annual report 2025A · The company itself

“In addition, many professional workers desire a fully remote work setting. We offer flexible working arrangements in the majority of instances; however, we may experience higher levels of attrition within our professional workforce if these workers desire more remote work opportunities than we are able to offer.”

Annual report 2025A · The company itself

“Further, some businesses allow their employees to work remotely and/or restrict non-essential travel for their employees, which has impacted the demand for business air travel. In addition, to the extent business travel demand increases, businesses may require the purchase of less expensive tickets to reduce costs.”

Annual report 2025A · The company itself

“E E Hälso- och säkerhetsrisker på kontor och under hybridarbete utgörs bland annat av icke-ergonomiska arbetsmiljöer, stress och brist på balans mellan arbete och privatliv.”

Annual report 2024A · The company itself

“Many employees continue to work remotely based on a hybrid work model, which magnifies the importance of maintaining the integrity of our remote access security measures.”

Annual report 2025A · The company itself

“Additionally, changes to our office environments, the adoption of new work models and AI, and our requirements and/or expectations about when or how often certain employees work on-site or remotely may not meet the expectations of our employees. Further, any failure to maintain a workforce with the skills and capabilities necessary to support our business and respond to technological change could adversely impact our business, results of operations and financial condition.”

Annual report 2026A · The company itself

“Työolot Vähimmäis- ja yhtäläinen palkka Myönteinen Telesten panostukset työntekijöiden riittävään ja yhtäläiseen palkkaan, koulutukseen ja taitojen kehittämiseen kaikissa toimintamaissa parantavat työntekijöiden hyvinvointia Mahdollinen Oma toiminta Työolot Pohjoismainen johtamismalli parantaa työ- ja yksityiselämän tasapainoa Myönteinen Telesten työnantajana mahdollistamat joustot, kuten liukuva työaika, etätyömahdollisuus, vanhempainloma ja lastenhoitomahdollisuudet parantavat työ- ja yksityiselämän tasapainoa.”

Annual report 2025A · The company itself

“Many of our employees now have a hybrid work schedule consisting of both in-person work and working from home. Although we have implemented work-from-home protocols and provide work-issued devices to employees, the actions of our employees while working from home may have a greater effect on the security of our systems, platform, related offerings and the data we process, including by increasing the risk of compromise to our systems, confidential information or data arising from employees’ combined personal and private use of devices, accessing our systems or data using wireless networks that we do not control or the ability to transmit or store company-controlled data outside of our secured network.”

Annual report 2025A · The company itself

“The Company’s current workforce strategy is focused on promoting in-person engagement across more than 20 corporate hub locations, its branch network and business centers to support the Company’s business and customer needs.”

Annual report 2025A · The company itself

“Schibsted Marketplaces’ Global Travel Policy emphasises safe, sustainable and smart travel practices while supporting our shift towards a hybrid work model. By encouraging reduced physical travel and leveraging digital tools, the policy aims to enhance work-life balance.”

Annual report 2024A · The company itself

“Current or prospective Viatris employees may have changing expectations around workplace flexibility, and a failure to meet these evolving expectations may result in reduced ability to attract and retain talent.”

Annual report 2025A · The company itself

“The volume of such material may be impacted by macroeconomic trends associated with manufacturing and industrial markets, healthcare market dynamics, and trends associated with an increase in work-from-home arrangements and electronic and digital record keeping. Long-term trends resulting from these factors could reduce the demand for these services.”

Annual report 2025A · The company itself

“Further, our current and future office environments and our current hybrid work policy may not meet the expectations of our employees or prospective employees, and may amplify challenges in recruiting and retention.”

Annual report 2026A · The company itself

“In addition, the services scale to customer needs: in the era of hybrid work, Canon Business Center’s solutions enable document management from anywhere, including remotely.”

Annual report 2025A · The company itself

“The Company’s increased adoption of remote working, initially driven by the COVID-19 health pandemic, also introduces additional threats and risk of disruptions to our information technology systems, networks and infrastructure.”

Annual report 2025A · The company itself

“In addition, the acceptance of remote work arrangements could negatively impact demand for commercial construction.”

Annual report 2025A · The company itself

“The increased prevalence of remote working arrangements at AMD and our providers present additional operational risks and attack vectors to our IT Systems.”

Annual report 2025A · The company itself

“Also, remote working arrangements could increase our data security risks, including loss of data related to sensitive customer, employee, financial, and operating system information, through insider or outsider actions.”

Annual report 2025A · The company itself

“Remote and hybrid work arrangements may also negatively impact our ability to maintain our culture.”

Annual report 2025A · The company itself

“Det är inte ovanligt att framgångsrika nationella eller globala företag med adresser i städer som London, Los Angeles och Stockholm adderar Åre, Umeå eller Luleå som satellitkontor.”

Annual report 2024A · The company itself

“Framtidens kontor är en förlängning av stadens puls och lägger stor vikt på sociala mötesplatser med utrymmen för spontana, dynamiska och energigivande dialoger. Här blir kaffemaskinen en central punkt och det finns både tekniska lösningar och inspirerande miljöer som främjar kreativitet och effektivitet.”

Annual report 2024A · The company itself

“Att kunna locka medarbetare tillbaka till en hybridarbetsplats efter pandemin var också avgörande.”

Annual report 2024A · The company itself

“In addition, there has been a general increase in phishing attempts and spam emails as well as social engineering attempts from hackers, and many of our employees continue to work remotely which may pose additional data security risks in the event remote work environments are not as secure as office environments.”

Annual report 2025A · The company itself

“These types of threats have risen significantly due to a significant portion of our workforce working in a hybrid environment.”

Annual report 2025A · The company itself

“Many of our employees participate in our hybrid work program and work remotely on a part-time basis. Changes to our office environments, including the adoption of new work models and our requirements and/or expectations about when or how often certain employees work on-site or remotely may not meet the expectations of our employees, and may create challenges in attracting and retaining qualified personnel, adversely affecting our business operations and financial performance.”

Annual report 2026A · The company itself

“In addition, our current or future approach to in-office and remote work arrangements may not meet the needs or expectations of our current or prospective employees, may not be perceived as favorable as compared to the arrangements offered by competitors and may not be conducive to a collaborative working environment, which could adversely affect our ability to attract, retain and motivate employees.”

Annual report 2025A · The company itself

“It is also possible that remote work arrangements may have a negative impact on our ability to recruit, train, manage, and retain employees; our operations; our information, data security and cybersecurity; consumer privacy and the risk of fraud; the execution of our business plans; our ability to maintain and strengthen our company culture; the 20 Table of Contents productivity and availability of key personnel and other employees necessary to conduct our business; and on third-party service providers who perform critical services for us, or otherwise cause operational failures due to changes in our normal business practices.”

Annual report 2025A · The company itself

“In addition, a large number of our employees, as well as those of our Customers and suppliers, work remotely part of the time, which may increase the risk of IT systems vulnerabilities and attacks and unauthorized access of information.”

Annual report 2026A · The company itself