Premium consumers

“We face intense competition in the premium space and for cobrand relationships, as both card issuer and network competitors have targeted high-spending customers and key business partners with attractive value propositions. For example, there is heightened competition with respect to several aspects of our Card Member value propositions, such as in partnerships and other differentiated offerings (e.g., lounge space in U.S. and global hub airports, dining experiences and other experiential offerings).”

Annual report 2025A · The company itself

“Table of Contents Our Business Strategies We seek to grow our business by focusing on five strategic imperatives: First, we aim to expand our leadership in the premium consumer space by continuing to deliver membership benefits that span our customers’ everyday spending, borrowing, travel and lifestyle needs, expanding our roster of business partners around the globe and developing a range of experiences that attract high-spending customers.”

Annual report 2025A · The company itself

“Card Issuing Businesses We are a leader in providing general purpose credit and charge cards to consumers, small businesses, mid-sized companies and large corporations. We offer a broad set of card products, rewards and services to this premium consumer and broad commercial customer base, in the United States and internationally, through our USCS, CS and ICS reportable operating segments.”

Annual report 2025A · The company itself

“The mobile industry has also from time to time experienced declines in sales or slowing growth in the premium-tier device segment. A reduction in sales of premium-tier devices, a reduction in sales of our premium-tier integrated circuit products (which have a higher revenue and margin contribution than our lower-tier integrated circuit products), a shift in share away from OEMs that utilize our premium-tier products, or a shift in consumer demand in favor of refurbished or secondhand devices, would reduce our revenues and margins and may harm our ability to achieve or sustain expected 16 financial results.”

Annual report 2025A · The company itself

“KTI er et mål på hvor fornøyde selskapets kunder er, og en vurdering av kvaliteten på selskapets produkter og leveranse. Dette er viktig for selskapets merkevare og omdømme, og påvirker blant annet salg, mulighet for samarbeid med andre aktører og reguleringsprosesser i kommunene. Selvaag Bolig jobber systematisk med kundetilfredshet i hele kundereisen fra markedsføring og salg til byggeperioden og gjennom garantitiden.”

Annual report 2024A · The company itself

“Selvaag Boligs mål er å oppnå en KTI ved overlevering av boligen som er på nivå med eller høyere enn gjennomsnittet for bransjen. For 2024 oppnådde Selvaag Bolig en KTI-score ved overlevering på 80 prosent, som var sju prosentpoeng høyere enn bransjen (73).”

Annual report 2024A · The company itself

“MARS 2025 Sverre Molvik Administrerende direktør Øystein Klungland Viseadministrerende direktør Line Lian Mjell Konserndirektør marked, strategi og bærekraft Christopher Brunvoll Konserndirektør finans FORRETNINGSBESKRIVELSE Selvaag Bolig er et boligutviklingsselskap som tilbyr boliger tilpasset ulike kjøpergrupper i vekstområdene i og rundt de største byene i Norge og Sverige. Ved å tilby gode boliger til konkurransedyktige priser skal selskapet gi flest mulig mennesker, i alle faser av livet, mulighet til å eie egen bolig.”

Annual report 2024A · The company itself

“Boligene skal tilrettelegge for at alle mennesker, i alle aldre, uavhengig av funksjonsevne, skal kunne bo godt og leve miljøvennlig. Selskapet bygger store prosjekter med et bredt utvalg boligtyper og jobber for å utvikle boliger som flest mulig har råd til å kjøpe. De fleste boligene var i 2024 i prisklassen 5,5 til 7,5 millioner kroner, og gjennomsnittsstørrelsen var om lag 65 kvadratmeter.”

Annual report 2024A · The company itself

“Throughout this period of volatility, Maersk has remained committed to customers, acting as a trusted partner and delivering resilient, flexible and agile endto-end supply chain solutions. Our approach empowers customers to navigate uncertainty and thrive in a rapidly evolving market.”

Annual report 2025A · The company itself

“Our focus revolves around serving our customer audiences: business professionals, consumers, creators, creative professionals and marketing professionals.”

Annual report 2025A · The company itself

“Öka kundvärdet Ambitionen är att ständigt öka värdet för våra kunder genom ett proaktivt förhållningssätt och att ha nära och långsiktiga relationer som bygger på förtroende.”

Annual report 2024A · The company itself

“Attrahera, rekrytera, utveckla och behålla AFRYs uppdrag att accelerera omställningen till ett hållbart samhälle är endast möjlig tack vare våra medarbetares insatser. Vi är medvetna om att det är viktigt att vi fortsätter att vara en attraktiv arbetsgivare och att vi verkar för en arbetsplats som uppmuntrar tillväxt och utvecklingsmöjligheter genom vår företagskultur och vårt ledarskap.”

Annual report 2024A · The company itself

“The Emerging Business segment includes Epion, Aker BioMarine’s consumer brand company that sells our own krill oil brand, Kori krill oil to the largest retailers in the US.”

Annual report 2024A · The company itself

“An estimated 3.1 million people, an increase of 500,000, were treated with ALK’s products”

Annual report 2025A · The company itself

“Allstate Protection Segment Private passenger auto, homeowners, and other personal lines insurance products are offered to consumers through exclusive agents, independent agents and directly to the consumer through contact centers and online.”

Annual report 2025A · The company itself

“Today, we are the global leader in developing and producing responsible primary consumer packaging and dispensing solutions across a variety of materials for nutrition, health, beauty and wellness categories.”

Annual report 2026A · The company itself

“Personal Lines: Products include personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals offered through Private Client Select (PCS) in the U.S. that covers auto, homeowners, umbrella, yacht, fine art and collections.”

Annual report 2025A · The company itself

“Personal Lines products include personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals offered through Private Client Select (PCS) in the U.S. that covers auto, homeowners, umbrella, yacht, fine art and collections.”

Annual report 2025A · The company itself

“Our Segments - Advice & Wealth Management We provide financial planning and advice, as well as full-service brokerage services, to more than 3.5 million retail clients through our financial advisors.”

Annual report 2025A · The company itself

“Our primary target market is households with $500,000 to $5,000,000 in investable assets. We are also well-suited to serve those outside this asset range as we also offer products and services designed for higher-net worth households.”

Annual report 2025A · The company itself

“•Power Management & Reference—Power management and reference products, which include functions such as power conversion, driver monitoring, sequencing and energy management, provide efficient solutions for power management and conversion applications in the automotive, communications, industrial and high-end consumer markets.”

Annual report 2025A · The company itself

“ANOTOS AFFÄRSOMRÅDEN Retail Products (B2C) Anotos erbjudande till detaljhandeln, som från början av 2025 kommer att samlas under varumärket INQ, erbjuder högkvalitativa, intuitiva smartpennor och ett robust ekosystem för programvara som gör att användare kan digitalisera handskrivet innehåll på ett ögonblick. INQ-serien bygger vidare på Anotos tidigare produkter men är helt nyutvecklad för den moderna användaren, med enkel installation, smidig parkoppling och en okomplicerad, plattformsoberoende upplevelse. INQ:s smartpenna fungerar tillsammans med anteckningsböcker som skrivs ut med hjälp av Anotos punktmönster för att återge anteckningar, teckningar och idéer med exakt precision.”

Annual report 2024A · The company itself

“We view the capital formation opportunity across the following discrete buyer pools: •Institutional investors (alternative allocation) In addition, we are increasingly focused on expanding to: • Institutional investors (fixed income and equity replacement) • Individuals • Insurance (Athene and third-party clients) • Traditional asset managers • Defined contribution / 401(k) Across these pools of capital, we raise, allocate and manage capital across a range of structures, including closed-end funds, open-ended and evergreen vehicles, perpetual capital vehicles, publicly listed entities, insurance and retirement solutions and separately managed accounts.”

Annual report 2025A · The company itself

“Med marknadens bredaste sortiment, konkurrenskraftiga priser och snabba leveranser underlättar vi vardagen för nära tre miljoner aktiva kunder.”

Annual report 2024A · The company itself

“Aqua Bio Technology har tre produktområder: • Hudpleieprodukter for konsumenter og profesjonelle brukere. ABT distribuerer selveide hudpleieprodukter globalt og samarbeider med DCP Dermoscience, samt eier rettighetene til Moana Hudpleie. • Ingredienser til hudpleieprodukter.”

Annual report 2024A · The company itself

“Cosmed er distributør av hudpleiemerket Ekseption som er et av de raskest voksende hudpleiemerkene i verden.”

Annual report 2024A · The company itself

“In addition to our expansive relationships with institutional investors, we have further diversified our investor base through our publicly-traded vehicles and through our wealth distribution platform, AWMS. AWMS facilitates the product development, distribution, marketing and client management activities for investment offerings in the global wealth management channel with over 175 professionals.”

Annual report 2025A · The company itself

“We safely deliver reliable, efficient, and abundant natural gas through regulated sales and transportation arrangements to approximately 3.4 million residential, commercial, public authority, and industrial customers in eight states located primarily in the South.”

Annual report 2025A · The company itself

“Kunderna inom Private Banking och Pro står för knappt 2 procent av antalet kunder och över 40 procent av sparkapitalet samt för över 50 procent av omsättningen i courtagegenererande värdepapper. De står tillsammans för 25 procent av courtageintäkterna.”

Annual report 2024A · The company itself

“Den nära kunddialogen har bidragit till att vi 15 år i rad haft Sveriges nöjdaste sparkunder Allt vi gör börjar och slutar med våra kunder.”

Annual report 2024A · The company itself

“The broader market for personal safety and home defense is far-reaching, and categories range from threat detection and accountability (e.g., dash and doorbell cameras), to home security (e.g., home alarms, locks and response services) to personal defense (e.g., firearms, stun guns, TASER devices, pepper spray, tactical flashlights and personal alarms), to personal tracking and emergency notification mobile applications.”

Annual report 2025A · The company itself

“We expect the 2026/27 financial year to bring subdued demand and a moderate and uneven return to growth across the broader luxury industry”

Annual report 2026A · The company itself

“47% On-the-go, 24% Flexible Living, 11% Brand Partnering & other activities, 18% Staged”

Annual report 2026B · From the report

“We create for a distinct and discerning audience, the Design and Music Lovers who seek more than just sound.”

Annual report 2026A · The company itself

“unique blend of design, sonic experiences and magic elements in hospitality solutions and luxury installations worldwide”

Annual report 2026A · The company itself

“We create for a distinct and discerning audience, the Design and Music Lovers who seek more than just sound. We cater to those who desire beauty, meaning, and connection in every interaction. For the people who value expressive design and immersive audio experiences that are both adaptive and interactive.”

Annual report 2026A · The company itself

“We design, develop and deliver luxury audio and vision products and experiences, combining design, technology, materials and craftsmanship. We operate in the luxury segment, serving private clients and professional partners globally through own retail, partners and direct channels across consumer and professional audio markets.”

Annual report 2026A · The company itself

“Lubrizol Additives’ products are used in a broad range of applications including engine oils, transmission fluids, gear oils, specialty driveline lubricants, fuels, metalworking fluids and compressor lubricants for transportation and industrial applications. Lubrizol Advanced Materials’ products are used in many different types of applications including beauty, personal care, home care, over-the-counter pharmaceuticals, medical devices, performance coatings, sporting goods, plumbing and fire sprinkler systems.”

Annual report unknown yearA · The company itself

“(“FOL”), headquartered in Bowling Green, Kentucky, manufactures and distributes basic apparel, underwear, outerwear, athletic apparel and sports equipment. Products under the Fruit of the Loom® and JERZEES® labels are primarily sold in the mass merchandise, mid-tier chains and wholesale markets.”

Annual report unknown yearA · The company itself

“Brooks Sports, Inc., headquartered in Seattle, Washington, markets and sells high-performance running footwear and apparel to specialty and national retailers and directly to consumers under the Brooks® brand.”

Annual report unknown yearA · The company itself

“Jazwares, headquartered in Plantation, Florida, is a leading global toy and consumer products manufacturer with a robust portfolio of owned and licensed brands, such as Squishmallows™, BLDR™, Pokémon™, Hello Kitty™, Star Wars™, Disney™, BumBumz™ Stranger Things™ and Five Nights at Freddy’s™.”

Annual report unknown yearA · The company itself

“Borsheims is a high-volume retailer of luxury jewelry, engagement rings, watches, home décor and repair services.”

Annual report unknown yearA · The company itself

“1) Home Improvement, under ledning av Vice vd Mikael Hagman, baserad till övervägande del på en dropshipmodell med låg kapitalbindning och där man erbjuder ett brett sortiment och prismatchning inom främst DIYprodukter.”

Annual report 2024A · The company itself

“Home Improvement verkar nästan uteslutande på den nordiska marknaden och är till en stor del baserad på en dropshipmodell med låg kapitalbindning där vi erbjuder ett brett sortiment och prismatchning.”

Annual report 2024A · The company itself

“Value Home verkar främst på de nordiska och östeuropeiska marknaderna och är en ”Value”-baserad modell med fokus på att erbjuda konkurrenskraftiga priser, möjliggjort av Private Label.”

Annual report 2024A · The company itself

“Intäkter i konsumentdirektsegmentet De egna Björn Borg-butikerna och webbshoppen genererar intäkter till Björn Borg från sin försäljning till konsument.”

Annual report 2024A · The company itself

“Retail represented 10% of long-term AUM at December 31, 2025 and 25% of long-term investment advisory and administration fees (collectively “base fees”) and securities lending revenue for 2025.”

Annual report 2025A · The company itself

“Blackstone’s business now also includes a substantial number of investment products that are offered through various distribution channels to certain high-net-worth and mass affluent individual investors in the U.S. and other jurisdictions around the world. We have significantly expanded, and expect to continue to undertake initiatives to expand the number and type of such products that we offer.”

Annual report 2025A · The company itself

“Cash App has a diverse mix of customers and, in the United States, had monthly transacting actives in each of the 50 states and nearly every county as of December 2025.”

Annual report 2025A · The company itself

“Konsumenter och investerare Bonavas affär riktar sig till både konsumenter och investerare. Kärnverksamheten är att utveckla och sälja bostäder till privatpersoner.”

Annual report 2024A · The company itself

“Vårt noga utvalda sortiment är centralt för att Boozt ska locka till sig kunder. Vi väljer produkter omsorgsfullt så att de stämmer överens med nordiska smaker, och säkerställer att varje artikel håller hög kvalitet och är relevant.”

Annual report 2024A · The company itself

“Som det nordiska varuhuset kan Boozt erbjuda ett mycket bredare varusortiment än vanliga återförsäljare, samtidigt som vi åtnjuter den flexibilitet och innovation som utmärker ett företag som verkar enligt principen digitalt först. Med ett noga utvalt sortiment i flera kategorier, starka lokala och internationella partnerskap med varumärken, samt full kontroll över företagets värdekedja har Boozt ett balanserat förhållningssätt till att växa och leverera värde till sina kunder på en konkurrensutsatt e-handelsmarknad.”

Annual report 2024A · The company itself

“Boozt inriktar sig främst på nordiska konsumenter i åldern 25-54 år, som värdesätter bekvämlighet och ett relevant erbjudande i sin kundupplevelse och som tenderar att generera ett högt genomsnittligt ordervärde.”

Annual report 2024A · The company itself

“Ett noga utvalt sortiment är en av Boozts styrkor för att etablera sig som det nordiska varuhuset. Genom partnerskap med cirka 1 600 noggrant utvalda mellan- till premiumvarumärken som klingar väl med nordiska preferenser bygger vi starkt förtroende och lojalitet hos kunderna.”

Annual report 2024A · The company itself

“Den största kundgruppen är män och kvinnor i åldersgruppen 25 till 54 år. Dessa kunder värdesätter bekvämlighet och ett relevant erbjudande i sin kundupplevelse och de tenderar att generera ett högt genomsnittligt ordervärde.”

Annual report 2024A · The company itself

“The Retail segment provides a broad range of insurance products and services to commercial, public and quasi-public entities, and to professional and individual customers, as well as non-insurance warranty services and products through our automobile and recreational vehicle dealer services ("F&I") businesses.”

Annual report 2025A · The company itself

“We are a branded consumer products company in a highly competitive market, and our success depends substantially on our continued ability to offer consumers appealing, high-quality products.”

Annual report unknown yearA · The company itself

“Consumers B2C”

Annual report 2025A · The company itself

“Part of this strategy involves addressing the needs across a variety of vertical sectors including consumer, hyperscale computing, mobile, communications, automotive, aerospace and defense, industrial and life sciences, where increased investment is expected by our customers. Each of these sectors require technologies, expertise, and marketing and operations infrastructure that are application-specific.”

Annual report 2025A · The company itself

“Financial Consultants, Active Trader Financial Consultants, and Wealth Consultants provide guidance, relationship management, and specialized support across areas such as financial planning, managed investing, trading, trust services, equity compensation, and lending. For clients with more substantial needs, Schwab Private Client Services™ (for clients with $1 million to $10 million in qualifying assets) and Schwab Private Wealth Services™ (for clients with more than $10 million) provide enhanced, relationship-based experiences including dedicated service teams, specialized expertise, expedited processing, pricing advantages, and access to exclusive product offerings.”

Annual report 2025A · The company itself

“We serve multinational corporations, mid-size and small businesses with property and casualty insurance and risk engineering services; affluent and high net worth individuals with substantial assets to protect; individuals purchasing life, personal accident, supplemental health, homeowners, automobile in certain international markets and for high net worth individuals in the U.S., and specialty personal insurance coverage; companies and affinity groups providing or offering accident and health insurance programs and life insurance to their employees or members; and insurers managing exposures with reinsurance coverage.”

Annual report 2025A · The company itself

“The market for our products depends to a significant extent upon the value associated with our trademarks and brand names. We own the material trademarks and brand names used in connection with the marketing and distribution of our major products both in the U.S. and in other countries.”

Annual report 2025A · The company itself

“They established the mission that continues to guide all of the companies in the Cincinnati Financial Corporation family – to grow profitably and enhance the ability of local independent insurance agents to deliver quality financial protection to the people and businesses they serve by: •providing insurance market stability through financial strength •producing competitive, up-to-date products and services •developing associates committed to superior service At year-end 2025, a select group of independent agencies in 46 states actively marketed our property casualty insurance within their communities.”

Annual report 2025A · The company itself

“Our personal lines insurance segment markets through independent agencies to provide products and services offered to their clients throughout the wealth spectrum, including high net worth personal lines clients.”

Annual report 2025A · The company itself

“Citizens Private Bank and Private Wealth integrate banking services and wealth management solutions to serve high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and businesses.”

Annual report 2025A · The company itself

“Vi är övertygade om att vårt konsumentfokus utgör grunden för att vi ska kunna växa och våra varumärken ska blomstra.”

Annual report 2024A · The company itself

“Förpackade märkesvaror kännetecknas främst av förpackade produkter som Cloetta tillverkar, marknadsför och säljer under företagets många starka konsumentvarumärken, såsom Red Band, Kexchoklad, Gott & Blandat och Jenkki.”

Annual report 2024A · The company itself

“Genom starka varumärken når Cloetta tusentals människor varje dag.”

Annual report 2024A · The company itself

“Our Business We offer products primarily to three customer groups: •Consumers: Retail customers seeking to hold, invest or trade crypto assets, as well as a growing set of trading offerings such as equities, prediction markets, and derivatives.”

Annual report 2025A · The company itself

“Erbjudande SBF:s fonder erbjuder privatpersoner, företag, stiftelser och institutioner ett direktägande i bostadshyresfastighe - ter i attraktiva lägen i Sverige.”

Annual report 2024A · The company itself

“In the United States, we provide donor egg and sperm for fertility treatments, in addition to fertility cryopreservation services and newborn stem cell storage (cord blood and cord tissue).”

Annual report 2025A · The company itself

“Cash For Cars We provide the general public with a fast and convenient method to sell their vehicles.”

Annual report 2025A · The company itself

“Members We maintain a database of approximately 1 million registered members (“buyers”) in the vehicle dismantling and recycling, rebuilding, used vehicle dealer and export industries, as well as members that are a part of the general public, where applicable.”

Annual report 2025A · The company itself

“Our highly durable glass, known as Corning® Gorilla® Glass, is a chemically strengthened thin glass designed specifically to function as a cover, or back-enclosure glass, for mobile consumer electronic devices such as mobile phones, tablets, laptops and smartwatches. Elegant and lightweight, Corning® Gorilla® Glass is durable enough to resist many real-world events that commonly cause wear or scratch damage and glass failure, while providing optical clarity, touch sensitivity and RF transparency, thus enabling exciting new applications in technology and design.”

Annual report 2025A · The company itself

“CTEK är en av de ledande globala leverantörerna av batteriladdare för olika fordon inom premiumsegmentet (Low Voltage), och en av Sveriges största leverantörer av laddare och tillbehör för elfordonsladdning (EVSE).”

Annual report 2024A · The company itself

“We offer various floor plans and product types with a primary focus on the first time and first time move-up homebuyer, which account for the majority of our home closings.”

Annual report 2025A · The company itself

“The UGG brand is one of the most iconic and recognized brands in our industry, which highlights our successful track record of building niche brands into consumerfocused fashion lifestyle market leaders. Born on the California coast to warm surfers after they caught and rode the waves, we create iconic products and experiences that are made for people to feel comfort, softness, warmth, and confidence. With loyal consumers around the world, innovative products, and elevated storytelling, the UGG brand has proven to be a highly resilient consumer-focused line of premium footwear, apparel, and accessories that has driven both domestic and international sales growth with year-round product offerings that appeal to a growing global audience and a broad demographic.”

Annual report 2026A · The company itself

“▪HOKA brand net sales increased 15.9% to $2,587,330. ▪UGG brand net sales increased 8.2% to $2,738,758. ▪Other brands net sales decreased 33.9% to $146,208. ◦Channel ▪Wholesale channel net sales increased 12.3% to $3,208,107. ▪DTC channel net sales increased 6.3% to $2,264,189. ◦Geography ▪Domestic net sales increased 0.2% to $3,191,518. ▪International net sales increased 26.8% to $2,280,778. •Gross profit as a percentage of net sales (gross margin) decreased 20 basis points to 57.7%.”

Annual report 2026A · The company itself

“Small and medium-sized business and consumers — We have a direct sales force of dedicated account teams for small and medium-sized businesses focused on delivering outcomes tailored to customers’ specific needs. For consumers, we offer robust online and channel engagement.”

Annual report 2026A · The company itself

“In 2025, we served over 200 million customers safely, reliably and with industry-leading customer service innovation.”

Annual report 2025A · The company itself

“Compared to 2024, our 2025 operating revenue increased $1.7 billion, or 3%, primarily due to a 3% increase in capacity driven by continued strength in demand for premium products, particularly from corporate customers, growth in loyalty travel awards, increased refinery sales to third parties and growth of our Delta TechOps third-party maintenance, repair and overhaul ("MRO") business.”

Annual report 2025A · The company itself

“Operating Revenue Our operating revenue increased $1.7 billion, or 3%, compared to 2024 due to an increase in demand for premium products, particularly from corporate customers, growth in loyalty travel awards, increased refinery sales to third parties and growth of our MRO business.”

Annual report 2025A · The company itself

“The G7 is cleared in the United States for all people with diabetes ages two years and older, giving more people than ever access to a powerfully simple diabetes management solution.”

Annual report 2025A · The company itself

“NORDIC QUALITY är sedan 20 år en ledande leverantör av hushållsprodukter med tillbehör på den nordiska marknaden. Allt från städartiklar, slangar och termometrar till tilbehör för disk- och tvättmaskiner.”

Annual report 2024A · The company itself

“Bolagen inom DistIT-koncernen levererar produkter och tillbehör inom både B2B- och B2C-marknaden.”

Annual report 2024A · The company itself

“privatkunder i alle livsfaser og små oppstartsbedrifter til store internasjonale selskaper og offentlige institusjoner.”

Annual report 2024A · The company itself

“Bank, forsirking og porteføljeforvaltniing Næringseiendom Shipping Olje, gass og offshore Strøm og fornybar energi Helsetjenester Offentlige sektor Fiske, fiskeoppdrett og jordbruk Varehandel Industri Teknologi, media og telekom Tjenesteyting Boligeiendom Andre bedriftskunder Store bedrifter og internasjonale kunder 756 mrd. kroner Bedriftskunder Norge 535 mrd. kroner Boliglån Øvrige engasjementer Personkunder 1 209 mrd. kroner DNB-konsernet 2 522 mrd. kroner Personkunder Segmentet omfatter konsernets mer enn 2,4 millioner personkunder i Norge.”

Annual report 2024A · The company itself

“Our Stores Our stores serve customers with a broad range of income levels principally in suburban locations and predominantly range from 8,000 - 10,000 selling square feet.”

Annual report 2026A · The company itself

“We could experience a decline in consumer confidence and spending if our customers become concerned about the quality and safety of the products we sell. Our privately sourced and control brand items are an important component of our product mix and our sales and profitability growth plans.”

Annual report 2026A · The company itself

“Our consumer customers consist of home and small to medium-sized business in the Americas.”

Annual report 2025A · The company itself

“Consumer market, Norway The Group has several brands, Fjordkraft, TrøndelagKraft and Gudbrandsdal Energi. Its overall market share in the consumer segment in Norway is approximately 24 per cent.”

Annual report 2024A · The company itself

“Genom effektiv logistik, lokalt engagemang och en stark marknadsnärvaro erbjuder vi ett brett utbud av välkända produkter från utvalda leverantörer och relaterade tjänster inom hemelektronik.”

Annual report 2024A · The company itself

“EQT fortsätter att bygga sin plattform för privata investerare genom att lansera nya strategier, utveckla samarbetet med distributörer och bygga EQT:s varumärke. Under 2025 planerar EQT att lansera ytterligare tre strategier för privata investerare och kommer därmed att ha totalt fem produkter tillgängliga inom segmentet Private Wealth.”

Annual report 2024A · The company itself

“For consumers, we provide products and services to help people understand, manage and protect their personal information and make more informed financial decisions.”

Annual report 2025A · The company itself

“Feminine Care Inom Feminine Care erbjuder Essity ett brett produktsortiment som inkluderar exempel vis bindor, trosskydd, tamponger, intimtvål, intimservetter, absorberande underkläder och menskoppar.”

Annual report 2024A · The company itself

“Evergy serves approximately 1.7 million customers located in Kansas and Missouri. Customers include approximately 1.5 million residences, 0.2 million commercial firms and 7,400 industrials, municipalities and other electric utilities.”

Annual report 2025A · The company itself

“Markets and customer groups served Our end-customers are consumers seeking holistic, easy-to-use security solutions.”

Annual report 2025A · The company itself

“Types of consumers positively impacted by F-Secure F-Secure's purpose is to protect consumers' digital moments, and for that purpose, we have created a design system to make products perceivable, operable, understandable, and robust for the widest possible audience. Our product design focuses on creating solutions that empower users and enhance their safety and confidence online.”

Annual report 2025A · The company itself

“As of August 31, 2025, we had approximately 9,000 clients comprised of over 237,000 investment professionals, including institutional asset managers, bankers, wealth managers, asset owners, partners, hedge funds, corporate users, and private equity and venture capital professionals.”

Annual report 2025A · The company itself

“This segment also includes our business-to-consumer (“B2C”) scoring solutions, including our myFICO.com subscription offerings.”

Annual report 2025A · The company itself

“Through myFICO.com and other direct-to-consumer channels, consumers can purchase their FICO Scores, including credit reports associated with the scores, explanations of the factors affecting their scores, and customized educational information on how to manage their scores. Consumers can use products to simulate how taking specific actions could affect their FICO Score.”

Annual report 2025A · The company itself

“Our B2C scores are sold directly to consumers through our myFICO.com website and other direct-to-consumer channels.”

Annual report 2025A · The company itself

“We also provide FICO® Scores to consumers in the U.S. through our B2C scoring solutions. These Scores are distributed directly by us through our myFICO.com subscription offering and indirectly through our licensed distribution partners, including Experian and certain lenders through the FICO® Score Open Access Program.”

Annual report 2025A · The company itself

“We also sell our scores and credit monitoring directly to consumers through our myFICO.com on-line subscription offerings.”

Annual report 2025A · The company itself

“Business-to-consumer offerings provide consumers with access to their FICO® Scores and credit reports, as well as other value-add services. These are provided as either a one-time or ongoing subscription service renewed monthly or annually, all with a fixed consideration.”

Annual report 2025A · The company itself

“Last year, Hanwag took another step toward new markets and a younger, auent target group with a love of fashion and heritage. Fol - lowing the Rotpunkt LL, which was launched in 2023, the company is consistently adding more models to the Rotpunkt family. e Rot - punkt Low GTX has returned to the collection and marries climbing history and brand heritage with style.”

Annual report 2024A · The company itself

“Customers Our customers include system developers, independent power producers, utilities, commercial and industrial companies, large corporate energy buyers, and other system owners and operators.”

Annual report 2025A · The company itself

“We partner with customers across a diverse set of industries including data center, healthcare, industrial, automotive, communications, and lifestyle.”

Annual report 2026A · The company itself

“de kvalitetsbevidste privatforbrugere, på tværs af geografier”

Annual report 2026A · The company itself

“Vores målgruppe er den professionelle maler og den private forbruger.”

Annual report 2026A · The company itself

“Consumer Solutions -segmentti Consumer Solutions vastaa energiaratkaisujen tarjoamisesta kuluttajille sekä pienille ja keskisuurille yrityksille pääasiassa Pohjoismaissa ja Puolassa, mukaan lukien asiakaspalvelu ja laskutuspalvelut.”

Annual report 2025A · The company itself

“We derive substantially all of our operating revenues and income from providing investment management and related services to investors in jurisdictions worldwide through our investment products, which include our funds, as well as institutional and high-net-worth separate accounts, retail separately managed account programs, sub-advised products, and other investment vehicles.”

Annual report 2025A · The company itself

“bearbejdning af de interes senter (forhandlere, arkitekter, designere m.fl.), som på virker valget af tekstiler”

Annual report 2025A · The company itself

“Revenue for the Aerospace segment was 25% of our consolidated revenue in 2025, 24% in 2024 and 20% in 2023.”

Annual report 2025A · The company itself

“Vi påvirker samfunnet og kundene ved å tilby et bredt utvalg av forsikringer til både privatpersoner og bedrifter. Dette gir kundene bred beskyttelse mot økonomisk tap ved ulike skader.”

Annual report 2024A · The company itself

“Serving customers across the globe 7,500+ employees worldwide (FTE) Hearing Enterprise Gaming We help people with hearing loss overcome real-life challenges, improve communication and collaboration for businesses, and provide great experiences for gaming enthusiasts.”

Annual report 2025A · The company itself

“We also provide tailored wealth advisory services, primarily to ultra-high-net worth clients.”

Annual report 2025A · The company itself

“Credit Card Loans. We provide credit card loans (pursuant to revolving lines of credit) to consumers in the Americas.”

Annual report 2025A · The company itself

“patients are the end-users of our pharmaceutical products”

Annual report 2025A · The company itself

“Fokus på forbrugere og efterspørgsel Salg og markedsføring af vores egne brands tager afsæt i opbygningen af en dybere indsigt i udviklingen i forbrugernes indkøbsvaner, og hvordan de forskellige kategorier løbende udvikler sig. Vi bruger denne viden i dialogen med vores kunder for at tilrettelægge det rigtige produktmiks, som imødekommer efterspørgslen og samtidig gør det muligt at være på forkant med vores produktinnovation.”

Annual report 2026A · The company itself

“Forbrugere Vores produkter bliver indtaget af millioner af forbrugere på alle vores markeder.”

Annual report 2026A · The company itself

“Most of Personal Insurance written premium is associated with our exclusive licensing agreement with AARP, which is effective through December 31, 2032. This agreement provides an important competitive advantage given the size of the 50 plus population and the strength of the AARP brand.”

Annual report 2025A · The company itself

“With their wide range of products, Harvia oers customized solutions for consumers and professionals alike.”

Annual report 2025A · The company itself

“The direct-to-consumer channel has been a significant part of Harvia’s success in North America, and its development continued in 2025.”

Annual report 2025A · The company itself

“HKFoods valmistaa ja myy asiakkailleen kuluttajan arkea helpottavia ruokia.”

Annual report 2025A · The company itself

“S4 Kuluttajat ja loppukäyttäjät HKFoods on sitoutunut parantamaan kuluttajien ja asiakkaiden tyytyväisyyttä tarjoamalla laadukkaita, maistuvia, helppokäyttöisiä, hyvinvointia edistäviä ja turvallisia tuotteita. Tuotteiden tuoteturvallisuustaso on korkea ja ne valmistetaan sertioiduissa tuotantolaitoksissa.”

Annual report 2025A · The company itself

“In addition to targeting multiple segments within human nutrition, such as sports nutrition, supplements, and health foods, the Group also serves the pet and feed industries, further reducing reliance on any single market.”

Annual report 2024A · The company itself

“Gemensamt för våra kartong- och pappersprodukter är att de uppskattas av medvetna kunder med höga ambitioner tack vare sina utmärkta produktegenskaper och låga klimatavtryck.”

Annual report 2024A · The company itself

“Inom segmentet förpackningar ryms både konsumentförpackningar och transportförpackningar. Holmens kartongprodukter för konsumentförpackningar marknadsförs under tre varumärken; Invercote, Incada och Inverform. Kartongens kvalitet, slitstyrka och designegenskaper gör att vi kan skapa världsledande produkter för varumärkesägare med höga ambitioner.”

Annual report 2024A · The company itself

“Kraften i kundernas val Störst nytta för klimatet gör vi tillsammans med våra kunder när de väljer våra förnybara produkter och energikällor, i stället för fossilbaserade alternativ. Vi ger kvalitetsmedvetna kunder över hela världen tillgång till produkter från den svenska skogen.”

Annual report 2024A · The company itself

“In addition, the majority of our hotels are classified as luxury or upper upscale and generally target business and high-end leisure travelers.”

Annual report 2025A · The company itself

“Personal Systems For the fiscal years ended October 31 2025 2024 2023 Dollars in millions Net revenue $ 38,532 $ 36,195 $ 35,684 Earnings from operations $ 2,054 $ 2,253 $ 2,129 Earnings from operations as a % of net revenue 5.3% 6.2 % 6.0% The components of net revenue and the weighted net revenue change by business unit were as follows: Weighted Net Revenue Change Percentage Points(1) 2025 2024 2023 2025 2024 In millions Commercial PS $ 27,438 $ 25,486 $ 24,712 5.4 2.1 Consumer PS 11,094 10,709 10,972 1.1 (0.7) Total Personal Systems $ 38,532 $ 36,195 $ 35,684 6.5 1.4 (1) Weighted Net Revenue Change Percentage Points measures contribution of each business unit towards overall segment revenue growth.”

Annual report 2025A · The company itself

“Humble är en koncern inom FMCG-sektorn (snabbrörliga konsumentvaror). Koncernen består av snabbväxande, entreprenörsdrivna bolag med fokus på innovativa, hälsosammare och mer hållbara konsumentprodukter.”

Annual report 2024A · The company itself

“Following is a description of our two business segments, Consumer & Regional Banking and Commercial Banking, along with the Treasury / Other function: •Consumer & Regional Banking: The Consumer & Regional Banking segment provides a wide array of financial products and services to consumer and business customers including, but not limited to, deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services.”

Annual report 2025A · The company itself

“As a regional bank, our economic impact includes helping individuals and families reach their goals of financial stability and homeownership; providing businesses, especially small and mid-sized businesses, with the resources to grow; serving and supporting the underbanked; and working in partnership to create more prosperous and resilient communities.”

Annual report 2025A · The company itself

“FORMIUM, our high-end brand, offering exclusive tailor-made houses to targeted customer segments”

Annual report 2025A · The company itself

“offering detached and semi-detached houses for private customers and professional investors”

Annual report 2025A · The company itself

“FORMIUM, our high-end brand, offering exclusive tailor-made houses to targeted customer segments, celebrated its first anniversary after a very positive market reception. To accommodate growing interest from customers in Jutland, a dedicated FORMIUM office opened in Aarhus in January 2026.”

Annual report 2025A · The company itself

“Building on more than 50 years of construction experience and over 300 completed premium residences, FORMIUM offers a fully integrated and bespoke building process that combines architectural ambition with technical precision, cost transparency and financial security.”

Annual report 2025A · The company itself

“Vi är den globala marknadsledaren inom trädgårdsbevattning och pionjärer inom smart trädgårdsskötsel som kopplar samman hårdvara och mjukvara för att automatisera trädgårdssysslor som bevattning och gräsklippning. Våra produkter är utformade för trädgårdsentusiaster och de som värdesätter bekvämlighet, cirkularitet och koldioxidsnåla lösningar.”

Annual report 2024A · The company itself

“Andelen av våra bolag med en etablerad process för detta uppgick 2024 till 85 (82) procent.”

Annual report 2024A · The company itself

“Table of Contents Our key product offerings include: • IBKR ProSM is the core IBKR service designed for sophisticated investors. IBKR ProSM offers the lowest cost access to stocks, options, futures, forex, bonds, mutual funds, ETFs, precious metals and cryptocurrencies from a single unified platform with no added spreads, ticket charges, account minimums or platform fees. • IBKR LiteSM provides unlimited commission-free trades on U.S. exchange-listed stocks and ETFs and low-cost access to global markets without required account minimums or platform fees to participating U.S. customers.”

Annual report 2025A · The company itself

“Since the launching of our electronic brokerage business in 1993, we have grown to approximately 4.4 million institutional and individual brokerage customers.”

Annual report 2025A · The company itself

“As a result of our advanced automated brokerage platform, we are especially attractive to sophisticated and active investors.”

Annual report 2025A · The company itself

“Our servicing solutions support first lien mortgages, home equity loans and lines of credit on a single platform to manage all servicing processes, including loan setup and maintenance, escrow administration, investor reporting, and regulatory requirements. We also provide solutions that provide consumers with access to customized, timely information about their mortgages and allow our clients’ customer service representatives to access the same customer information, which is key to increasing borrower retention.”

Annual report 2025A · The company itself

“For instance, product liability claims may arise from supplying ingredients to food, beverage, and personal care industries, while the operation of our facilities may expose us to environmental and personal injury claims, regulatory actions, and fines.”

Annual report 2025A · The company itself

“We provide access to capital to small and mid-market businesses and consumers, which exposes us to risk, and may cause us material financial or reputational harm. We provide qualified small and mid-market businesses and consumers with access to capital from third-party lenders, including term loans, lines of credit and business credit cards. We purchase some or all of those loans from the lender.”

Annual report 2026A · The company itself

“Batec säljer handcyklar till rullstolar som ger möjlighet för rullstolsbundna personer att förflytta sig friare.”

Annual report 2024A · The company itself

“AAT säljer produkter till rullstolar, så som driv,- bromsoch lyfthjälpmedel.”

Annual report 2024A · The company itself

“As of December 31, 2025, we wholly own 86,192 homes for lease, jointly own 8,006 homes for lease, and provide professional third-party property and asset management services for an additional 15,866 homes, all of which are primarily located in 16 core markets across the country. These homes help meet the needs of a growing share of Americans who count on the ease, flexibility, and savings of leasing.”

Annual report 2025A · The company itself

“privatkunder i boliglejemål”

Annual report 2025A · The company itself

“Jeudans væsentligste kundesegmenter er: erhvervskunder i kontorlejemål, erhvervskunder i detaillejemål og privatkunder i boliglejemål.”

Annual report 2025A · The company itself

“människan i fokus och visionen att lägga grunden till ett bättre liv.”

Annual report 2024A · The company itself

“Premium är för den som vill ha ett skräddarsytt boende, med exklusivitet i design, material och utrustning. Utökad service ingår för hjälp med inredning och rådgivning kring juridiska och ekonomiska frågor.”

Annual report 2024A · The company itself

“Arbets- och ansvarsområden för förvaltningsverksamheten avser uthyrning av bostäder och lokaler till kunder samt säkerställande av eektiv dri och underhåll av fastigheterna.”

Annual report 2024A · The company itself

“End-use Consumers We have robust e-commerce platforms at www.keurig.com and www.keurig.ca where end-use consumers can purchase brewers, accessories, K-Cup pods, and other coffee products, such as bagged traditional coffee and cold brew.”

Annual report 2025A · The company itself

“Keysight warranties on products sold through direct sales channels are primarily for one year. Warranties for products sold through distribution channels are primarily for three years. We accrue for standard warranty costs based on historical trends in warranty charges.”

Annual report 2025A · The company itself

“•K-Series: The K-Series suite of vehicles are offered through various distribution channels to investors in the U.S. and other jurisdictions around the world. We have K-Series vehicles that operate or invest in private equity companies, infrastructure assets, credit investments, and real estate.”

Annual report 2025A · The company itself

“Our revenues are predominately earned and cash is generated as consumer products are sold to customers in our stores and fuel centers and via our online platforms.”

Annual report 2026A · The company itself

“32.4 million passengers were handled by Copenhagen Airport in 2025”

Annual report 2025B · From the report

“Our properties also cater to VIP patrons by providing them with luxury amenities, including luxury accommodations, restaurants, lounges, invitation-only clubs and private gaming salons. In each of the regions where we operate, the Paiza brand is associated with certain of these exclusive facilities and represents an important part of our VIP gaming marketing strategy.”

Annual report 2025A · The company itself

“We primarily sell homes in communities targeted to first-time, move-up, active adult, and luxury homebuyers.”

Annual report 2025A · The company itself

“Most purchasers of our homes obtain mortgage loans to finance a substantial portion of the purchase price of the homes they purchase.”

Annual report 2025A · The company itself

“BUSINESS General lululemon athletica inc. is principally a designer, distributor, and retailer of technical athletic apparel, footwear, and accessories.”

Annual report 2026A · The company itself

“During 2025, our women's, men's, and accessories and other categories represented 63%, 24%, and 13% of net revenue, respectively.”

Annual report 2026A · The company itself

“Luotea on tiivistänyt sidosryhmien odotukset seuraaviin kolmeen näkökulmaan: • Vastuullisen liiketoiminnan toiminnanjohtajuus: Yhtenä alan johtavana yhtiönä Luotean odotetaan kehittävän koko alaa yhteiskunnan kannalta oikeaan suuntaan ja toimivan ympäristöasioissa oikein ja kestävästi. • Hyvä työnantajuus: Suurena työllistäjänä ja palveluyrityksenä Luotea edellytetään olevan vastuullinen työnantaja, joka pitää huolta henkilöstönsä hyvinvoinnista ja kohtelee henkilöstöään hyvin ja tasapuolisesti sekä noudattaa erityistä huolellisuutta haavoittuvassa asemassa olevien työntekijöiden työsuhteissa. • Hyödyllinen kumppani: Luotean odotetaan olevan asiakkaidensa hyödyllinen kumppani, joka kehittää uusia palveluita ja tukee asiakkaita heidän omien tavoitteidensa saavuttamisessa sekä pitää kiinni lupauksistaan.”

Annual report 2025A · The company itself

“The Institutional Services business provides a variety of trustee, agency, investment management and administrative services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients who: (i) use capital markets financing structures; (ii) use independent trustees to hold assets; and (iii) need investment and cash management services. The Wealth Management business offers personal trust, planning and advisory, fiduciary, asset management, family office and other services designed to help high net worth individuals and families grow, preserve and transfer wealth.”

Annual report 2025A · The company itself

“Elmateriel som butiksförpackas marknadsförs under det egna varumärket Malmbergs Home.”

Annual report 2024A · The company itself

“Mandatum on Code of Conduct -toimintaperiaatteidensa ja yhtiön sisäisten ohjeiden mukaisesti sitoutunut siihen, että asiakkaille annetaan myynti- ja markkinointiviestinnässä läpinäkyvää, helposti saatavilla olevaa ja ymmärrettävää tietoa tuotteisiin tai palveluihin liittyvistä kustannuksista, riskeistä ja ehdoista sekä soveltuvin osin kerrotaan vakuutuspäätökseen johtaneista syistä. Myynti-, markkinointi- ja tuotetietojen on oltava ammattimaisia, kattavia, paikkansapitäviä ja puolueettomia, eivätkä tiedot saa olla harhaanjohtavia.”

Annual report 2025A · The company itself

“Code of Conduct -toimintaperiaatteiden mukaisesti Mandatumin myynti-, markkinointi- ja tuotetietojen on oltava ammattimaisia, kattavia, paikkansapitäviä ja puolueettomia ja tiedot eivät saa olla harhaanjohtavia.”

Annual report 2025A · The company itself

“Mandatum tarjoaa henkilöasiakkaille sijoitusvakuutuksia, kapitalisaatiosopimuksia, lainaturvia ja henkilövakuutuksia.”

Annual report 2025A · The company itself

“Mandatum tarjoaa laajat varainhoitopalvelut asiakkailleen, joihin kuuluu suomalaisia ja kansainvälisiä institutionaalisia sijoittajia, yrityksiä ja varakkaita yksityishenkilöitä.”

Annual report 2025A · The company itself

“Henkilöasiakkaita Mandatum palvelee pääasiassa kumppaneidensa kautta. Asiakkaille tarjotaan erilaisia sijoitusratkaisuja sekä henkilövakuutuksia.”

Annual report 2025A · The company itself

“Varainhoidossa Mandatum tarjoaa laajat palvelut asiakkailleen, joihin kuuluu institutionaalisia sijoittajia ja varakkaita yksityishenkilöitä.”

Annual report 2025A · The company itself

“Mangolds kredittagare är företag eller privatpersoner som söker kredit för att kunna genomföra transaktioner i finansiella instrument som förvaras i depå hos Mangold. Målgruppen är främst befintliga kunder som har en god förståelse för de finansiella marknadernas funktion, hur belåning av finansiella instrument fungerar och vilka risker detta medför.”

Annual report 2024A · The company itself

“This segment includes: ◦Victor Insurance Managers (Victor) serves as underwriting managers of professional liability, catastrophe and other specialty insurance programs worldwide. ◦Affinity focuses on insurance programs sold to insureds or vendors through a corporate sponsor using an affinity distribution model.”

Annual report 2025A · The company itself

“◦High net-worth individuals and family offices are served by MMA in the US and other Marsh personal lines businesses globally.”

Annual report 2025A · The company itself

“Key 2025 Developments In 2025, we launched products aimed at driving top-of-wallet behavior by consumers (including offerings aimed at affluent consumers) such as: •The Mastercard Collection™, a comprehensive set of premium benefits •World Legend™ Mastercard, our most prestigious consumer card that is available to issuers globally •Mastercard One Credential™, which provides consumers greater control and choice of their preferred funding option across a wide range of our payments solutions Prepaid. Prepaid accounts are a type of electronic payment that enables consumers to pay from pre-funded accounts whether or not they previously had a bank account or a credit history.”

Annual report 2025A · The company itself

“connecting a big and attractive Nordic market and 6 million members in loyalty programmes”

Annual report 2026A · The company itself

“Customer engagement remains high and with growth in our loyalty programmes among Gen Z”

Annual report 2026A · The company itself

“some customers trading down - particularly within high-end beauty”

Annual report 2026A · The company itself

“Complementary footprint Matas Group is connecting a big and attractive Nordic market and 6 million members in loyalty programmes with brands through online and offline retail on a shared platform.”

Annual report 2026A · The company itself

“In the ordinary course of business, occasional disputes arise relating to hiring, termination, promotion and pay practices, including, but not limited to, wage and hour disputes, alleged discrimination and compliance with labor and employment laws. •Customers McDonald’s restaurants – whether owned by subsidiaries of the Company, independent owner/operators or developmental licensees – regularly serve a broad segment of the public around the world.”

Annual report 2025A · The company itself

“Sørensen og Balchen är det affärsområde i koncernen som har störst andel försäljning direkt till konsumenter.”

Annual report 2024A · The company itself

“Merck’s approach is designed to enable it to serve the greatest number of patients today, while meeting the needs of patients in the future. The Company's wide-ranging efforts to expand access to health encompass a set of principles embedded in its business strategies and operations. These principles guide its global approach to addressing significant public health burdens.”

Annual report 2025A · The company itself

“Substantially all of our revenue is currently generated from marketers advertising on Facebook and Instagram.”

Annual report 2025A · The company itself

“Our financial performance has been and will continue to be significantly determined by our success in adding, retaining, and engaging active users of our products that deliver ad impressions, particularly for Facebook and Instagram.”

Annual report 2025A · The company itself

“Group Benefits The Group Benefits segment, based in the U.S., offers a broad range of products to corporations and their respective employees, other institutions and their respective members, as well as individuals. These products include term, variable and universal life insurance, dental, group and individual disability, accident & health insurance and vision.”

Annual report 2025A · The company itself

“RIS The RIS segment, based in the U.S., offers a broad range of life and annuity-based insurance and investment products to corporations and their respective employees, other institutions and their respective members, as well as individuals.”

Annual report 2025A · The company itself

“Asia The Asia segment offers a broad range of products and services to both individuals and corporations, as well as to other institutions, and their respective employees, which include life insurance, accident & health insurance and retirement and savings.”

Annual report 2025A · The company itself

“Latin America The Latin America segment offers a broad range of products to both individuals and corporations, as well as to other institutions, and their respective employees, which include life insurance, retirement and savings, accident & health insurance and credit insurance.”

Annual report 2025A · The company itself

“Väsentliga redovisningsprinciper – Intäktsredovisning Intäkter från onlinespel Inom verksamheten för onlinespel erbjuder koncernen både egna spel och spel från tredje part. Kunden skapar ett konto på den relevanta webbplatsen och kontraktet skapas när villkoren har accepterats av kunden. Spelen kan antingen vara gratis att spela, med intäkter från virtuella varor i spelet, eller så kan kunderna köpa spelet.”

Annual report 2024A · The company itself

“Koncernens samlade erbjudande riktar sig till både privatkonsumenter och företagsmarknaden.”

Annual report 2024A · The company itself

“End Markets and Applications We design and develop our products for the storage and computing, enterprise data, automotive, communications, consumer, and industrial end markets.”

Annual report 2025A · The company itself

“Business Segments We are a global financial services firm that maintains significant market positions in each of our business segments: Institutional Securities, Wealth Management and Investment Management.”

Annual report 2025A · The company itself

“We also incur credit risk in our Wealth Management business segment lending to mainly individual investors, including, but not limited to, margin- and securities-based loans collateralized by securities, residential mortgage loans, including home equity lines of credit (“HELOCs”), and structured loans to ultra-high net worth clients, that are in most cases secured by various types of collateral whose value may at times be insufficient to fully cover the loan repayment amount, including marketable securities, private investments, commercial real estate and other financial assets.”

Annual report 2025A · The company itself

“Wealth Management provides a comprehensive array of financial services and solutions to individual investors, including high and ultra-high net worth individuals, and businesses and institutions.”

Annual report 2025A · The company itself

“Average Fee Rates1 Fee rate in bps 2025 2024 2023 Separately managed 12 12 12 Unified managed 90 91 92 Advisor 78 79 80 Portfolio manager 88 89 91 Subtotal 64 65 65 Cash management 6 6 6 Total fee-based client assets 63 63 64 1.Based on Asset management revenues related to advisory services associated with fee-based assets.”

Annual report 2025A · The company itself

“Bank Subsidiaries accept deposits, provide loans to a variety of customers, including large corporate and institutional clients, as well as high to ultra-high net worth individuals, and invest in securities.”

Annual report 2025A · The company itself

“Lending activity in our U.S. Bank Subsidiaries from the Wealth Management business segment primarily includes Securities-based lending, which allows clients to borrow money against the value of qualifying securities, other forms of secured loans, including tailored lending to ultra-high net worth clients, and Residential real estate loans.”

Annual report 2025A · The company itself

“We provide loans and lending commitments to a variety of customers, including large corporate and institutional clients, as well as high to ultra-high net worth individuals.”

Annual report 2025A · The company itself

“The MOWI brand is now present in 16 countries. Mowi will now focus on making improvements in the countries where the brand is already launched.”

Annual report 2024A · The company itself

“Demand for our MOWI-branded products is increasing. We have great belief in our MOWI brand strategy, and our long-term target of EUR 1 billion in turnover at 10% earnings margin remains in place.”

Annual report 2024A · The company itself

“Leading the blue revolution strategy board statements financial statements analytical appendices Our products are highly regarded in the market and have been recognized globally for their exceptional quality.”

Annual report 2024A · The company itself

“We are the world's largest producer of farm-raised salmon, both by volume and revenue, offering fresh, whole salmon, processed salmon and other processed seafood products to customers in approximately 70 countries.”

Annual report 2024A · The company itself

“Mysafety kombinerar tjänster och försäkringar i lättillgängliga, relevanta koncept för sina +280.000 kunder.”

Annual report 2024A · The company itself

“Our options trading platforms provide trading opportunities to retail investors, algorithmic trading firms and market makers, who tend to prefer electronic trading, and institutional investors, who typically require high touch services to execute their trades, which are often performed on our trading floor in Philadelphia.”

Annual report 2025A · The company itself

“Idag har vi en engagerad kundbas främst bestående av unga kvinnor i Norden.”

Annual report 2024A · The company itself

“(“Netflix”, the “Company”, “registrant”, “we”, or “us”) is one of the world’s leading entertainment services offering TV series, films, games and live programming across a wide variety of genres and languages.”

Annual report 2025A · The company itself

“News Products Through its premier brands and authoritative journalism, the Dow Jones segment’s news products targeting individual consumers provide insights, research and understanding that enable consumers to stay informed and make educated financial decisions.”

Annual report 2026A · The company itself

“With a focus on the financial markets, investing and other professional services, many of these products offer advertisers an attractive consumer demographic.”

Annual report 2026A · The company itself

“Styrkan i våra varumärken underbyggs genom produkter som kännetecknas av kvalitet och innovation samt stödjer hållbar utvecklingochsäljstillkonkurrenskraftigapriser.Medengenomtänkt marknadsföring harvi rättförutsättningarför att både öka våramarknadsandelaribefintligageografierochattexpanderapå nyamarknader.  miljöpåverkan Genomhögtaktiproduktutvecklingen,helatidenbaseradpåforskning,nyteknologisamtanvändningavnya,bättrelämpadeämnen och material, kanvierbjuda produkter och lösningarsomtilltalar marknadenochsamtidigtbidrartillminskadmiljöpåverkan.”

Annual report 2024A · The company itself

“Dagens kaminer sparar både pengar och miljön Enbraskaminhöjermysfaktornihusetmarkantsamtidigtsomdensprider skönvärme och blir en naturlig samlingspunkt under kyliga dagar och kvällar.Braskaminenspararbådepengarochmiljöeftersomförbränningen ärmycketeffektivochvedenärenförnybarenergikälla.Kaminenärockså entryggvärmekällavidelavbrottochvolatilaenergiprisförhållanden.”

Annual report 2024A · The company itself

“Det ska vi främst göra genom att växa inom sparande och stärka erbjudandet till våra premiumkunder.”

Annual report 2025A · The company itself

“Tillväxt: Växa snabbare än marknaden i Private Banking och Life & Pension.”

Annual report 2025A · The company itself

“Våra fyra affärsområden tillgodoser behoven hos olika kundsegment – från hushåll och småföretag till några av de största företagen i Norden med hela världen som marknad.”

Annual report 2025A · The company itself

“I Asset & Wealth Management erbjuder vi prisbelönta tjänster inom private banking, liv och pension samt kapitalförvaltning. Vi är ledande inom sparande och placeringar på våra nordiska marknader och en ledande europeisk kapitalförvaltare som tillhandahåller värdefull rådgivning, internationell räckvidd och ett konkurrenskraftigt hållbarhetserbjudande.”

Annual report 2025A · The company itself

“1,6 mio. brugere af MineTilbud (32% af alle danskere over 18 år)”

Annual report 2025A · The company itself

“WEALTH MANAGEMENT Wealth Management (WM) focuses on high-net-worth individuals and families, business owners, executives, professionals, retirees, and established privately-held businesses in its target markets.”

Annual report 2025A · The company itself

“Its key customer segments include corporate customers and leisure customers.”

Annual report 2024A · The company itself

“Upscale Guest Demographic Our target demographic consists primarily of seasoned travelers and premium families who appreciate upscale experiences. This customer base has proven to be resilient during economic downturns and delivers strong repeat booking patterns.”

Annual report 2025A · The company itself

“people with obesity actively seeking our medicines, self-paying consumers seeking faster access”

Annual report 2025A · The company itself

“Net sales Food & Health Biosolutions organic sales growth was 8% in 2025, driven by strong 10% growth in Human Health and 8% growth in Food & Beverages. The divisional organic sales growth includes a negative impact of around 3 percentage points from exiting certain countries. Pricing contributed around 1 percentage point, and sales synergies also contributed positively to growth.”

Annual report 2025A · The company itself

“The Company’s retail and smart home services focus on transactions with residential customers, subjecting them to a variety of laws, regulations and licensing requirements governing interactions with residential consumers, including those pertaining to privacy and data security, telemarketing, in-person solicitations, online marketing, consumer financial and credit transactions, home improvements, warranties and door-to-door solicitation.”

Annual report 2025A · The company itself

“Our Ryan Homes product is marketed primarily to first-time and first-time move-up buyers.”

Annual report 2025A · The company itself

“Our NVHomes and Heartland Homes products are marketed primarily to move-up and luxury buyers.”

Annual report 2025A · The company itself

“O’Reilly is one of the largest specialty retailers of automotive aftermarket parts, tools, supplies, equipment, and accessories across North America, selling our products to both do-it-yourself (“DIY”) and professional service provider customers, our “dual market strategy.””

Annual report 2025A · The company itself

“In 2025, we derived approximately 50% of our sales from our DIY customers and approximately 50% of our sales from our professional service provider customers.”

Annual report 2025A · The company itself

“Orexo erbjuder olika produktprogram till finansiellt utsatta patienter, inklusive de som uppfyller kraven för den amerikanska fattigdomsnivån.”

Annual report 2024A · The company itself

“We offer accessible luxury, crafted from high-quality materials by our skilled people, available in more than 100 countries.”

Annual report 2025A · The company itself

“In total, the Core segment represented 74% of revenue in 2025, with a resilient like-for-like growth of 1%.”

Annual report 2025A · The company itself

“Fuel with more made up 26% of revenue in 2025 and contributed with like-for-like growth of 3%.”

Annual report 2025A · The company itself

“We offer accessible luxury, crafted from high-quality materials by our skilled people, available in more than 100 countries.”

Annual report 2025A · The company itself

“The essence of our growth strategy is for Pandora to become the most desirable, accessible jewellery brand and leverage our existing infrastructure.”

Annual report 2025A · The company itself

“RUZICKA Chair of the Board of Directors BERTA DE PABLOS-BARBIER 915 M The largest jewellery brand in the world 2025 AT A GLANCE In 2025, we welcomed 915 million visitors to our stores and online channels, with more than 3 pieces of jewellery sold every second.”

Annual report 2025A · The company itself

“OUR BUSINESS IMAN Legendary supermodel, entrepreneur and philanthropist Annual Report 2025 A STRONG BRAND WITH VAST GROWTH OPPORTUNITIES EQUITY STORY A STRONG BRAND IN AN ATTRACTIVE CATEGORY Pandora stands as the sole global brand in accessible luxury jewellery, owning the distinct position of “jewellery with a meaning” with consumers worldwide.”

Annual report 2025A · The company itself

“Pandora’s ambition to become the most desirable accessible jewellery brand remains unchanged and is supported by significant long-term headroom for growth across categories, aesthetics and geographies. These opportunities build on the strength of the brand and the scalability of Pandora's operating model. The strategy continues to centre on attracting new consumers to the brand and positioning Pandora as the brand of choice for consumers seeking beautiful, handcrafted, precious-metal jewellery that carries personal meaning for the wearer, offered at accessible price points.”

Annual report 2025A · The company itself

“Fodboldklubbens indtægter kommer primært fra TVpenge, præmiepenge, salg af merchandise, sponsorater, transferaktiviteter, tilskuere og entréindtægter.”

Annual report 2025A · The company itself

“Lalandia skal være børnefamiliernes foretrukne feriested.”

Annual report 2025A · The company itself

“PARKEN Sport & Entertainment A/S har identificeret følgende væsentlige risici for 2026: SPORTSLIGE RESULTATER De sportslige resultater for F.C. København har indflydelse på antallet af solgte billetter til de respektive kampe, ligesom de sportslige resultater påvirker TV-penge, salg af merchandise, sponsorater og Food & Beverage.”

Annual report 2025A · The company itself

“Nettoomsättningen minskade till 3 584 Mkr (5 188). Rörelseresultatet uppgick till -95 Mkr (197) och rörelsemarginalen till -2,7 procent (3,8).”

Annual report 2024A · The company itself

“Approximately 314 million people in the U.S. now have some form of health insurance coverage, and the marketing of prescription drugs and vaccines to both consumers and the entities that manage coverage in the U.S. continues to grow in importance. In particular, the influence of MCOs has increased in recent years due to the growing number of patients receiving coverage through MCOs.”

Annual report 2025A · The company itself

“Our cigarettes are sold in approximately 170 markets, and in many of these markets they hold the number one or number two market share position. We have a wide range of premium, mid-price and low-price brands.”

Annual report 2025A · The company itself

“Our SFPs and commercial activities for these products are designed for, and directed toward, current adult smokers and adult users of nicotine-containing products.”

Annual report 2025A · The company itself

“Forever fitness centres offer diverse wellbeing services.”

Annual report 2025A · The company itself

“These comprehensive care path services are provided by Pihlajalinna to corporate customers, insurance companies, the public sector, and private customers through its nationwide network of medical centers and diverse digital channels.”

Annual report 2025A · The company itself

“Important stakeholders include insurance companies, companies, consumers and the public sector.”

Annual report 2025A · The company itself

“Mediehusene fortsatte å levere godt i brukermarkedet gjennom 2024. Brukerinntektene økte med 6% fra året før, drevet av 26% vekst i inntekter fra rene digitale produkter. Vekst i den digitale abonnementsmassen var den viktigste driveren bak inntektsveksten, men mediehusene realiserte også høyere priser for sine produkter.”

Annual report 2024A · The company itself

“Downstream, Posti serves a diverse customer base that includes both consumers and business customers.”

Annual report 2025A · The company itself

“Prime Office A/S’ overordnede sigte er at skabe langsigtet værdiskabelse for aktionærer gennem ejerskab og udvikling af kvalitetsejendomme, primært inden for boligsegmentet. Koncernen bidrager til samfundet ved at tilbyde gode boliger til rimelige priser i attraktive boligområder.”

Annual report 2025A · The company itself

“Our global asset management businesses serve a broad range of institutional, retirement, high net worth, and retail investors worldwide.”

Annual report 2025A · The company itself

“Markets and Distribution Our target markets for individual variable annuities and RILAs include owners, executives and employees of small and medium-sized businesses and individuals seeking to accumulate and/or eventually receive distributions of assets for retirement.”

Annual report 2025A · The company itself

“We also sell direct to consumers.”

Annual report 2026A · The company itself

“We are a global market leader in the retail hair care market with about 20% global market share primarily behind our Head & Shoulders and Pantene brands. In personal care, we have the number two market share position with about 20% global market share, primarily behind our Old Spice, Native, Secret and Safeguard brands.”

Annual report 2026A · The company itself

“In personal health care, we are a global market leader among the categories in which we compete, including respiratory treatments, digestive wellness, sleep aids, vitamins and analgesics behind our Vicks, Metamucil, Pepto-Bismol and Neurobion brands.”

Annual report 2026A · The company itself

“Slutanvändarna är professionella fotografer och kommersiella kunder, bland annat stora konsumentinriktade varumärken och e-handelsföretag.”

Annual report 2024A · The company itself

“Profoto verkar inom premiumsegmentet och riktar sig till profes - sionella fotografer och studios, inklusive mode- och accessoare-handel.”

Annual report 2024A · The company itself

“Our homes targeted to first-time homebuyers tend to be smaller with product offerings geared toward higher density and lower average selling prices relative to the local market. Move-up homebuyers tend to place more of a premium on location and amenities.”

Annual report 2025A · The company itself

“Puuilo is one of the leading discount retailers in Finland and it serves both consumers and B2B customers in the repair and maintenance as well as construction sector.”

Annual report 2026A · The company itself

“Product Design Our products reflect a timeless and innovative interpretation of American style with a strong global appeal. Our consistent emphasis on new and distinctive design has been an important contributor to the prominence, strength, and reputation of the Ralph Lauren brands.”

Annual report 2026A · The company itself

“Our investment strategy includes investing in high-quality shopping centers that are leased to market-leading grocers, category-leading anchors, specialty retailers, and/or restaurants located in areas with above average household incomes and population densities.”

Annual report 2025A · The company itself

“Businesses and people living, working, learning, or recovering in buildings where our products”

Annual report 2025A · The company itself

“The typical dd’s DISCOUNTS store is located in an established shopping center in a densely populated urban or suburban neighborhood, and its target customers typically come from households with lower to more moderate incomes.”

Annual report 2026A · The company itself

“RevolutionRace erbjuder högkvalitativa kläder inom friluftsliv och i övrigt för en aktiv livsstil till kunder i fler än 35 länder via sin webbutik som är lokalanpassad till 18 länder. Sedan Bolaget grundades 2013 och lanserade sin första friluftsbyxa för att utmana traditionella varumärken har RevolutionRace sålt över två miljoner byxor och utökat sitt produktsortiment till att erbjuda en stor variation av egenutvecklade kläder. Bolaget erbjuder sina multifunktionella kläder under det egna varumärket RevolutionRace och riktar sig till en global och bred kundbas som lever ett aktivt liv främst i ålderskategorin 18–70 år.”

Annual report 2022A · The company itself

“RevolutionRace försäljning sker uteslutande digitalt genom framförallt vår egen webbutik och i mindre omfattning genom Amazons marknadsplats i utvalda länder. Vår kundbas utgörs framförallt av privatpersoner över hela världen i cirka 35 länder och webbutiken är lokalanpassad till 18 länder.”

Annual report 2022A · The company itself

“Salmon Evolution has a high potential to produce what the market demands: a fresh, healthy, and sustainable premium product.”

Annual report 2023A · The company itself

“The Consumer end market is highlighted by our broad range of retail and other end-user products, which capitalize on the strength of our product brand recognition and vast presence around the world.”

Annual report 2026A · The company itself

“Significant markets and customer groups served include Finnish consumers, as Sanoma reaches almost all Finns every week (according to Kantar Media Finland’s Mind consumer survey, carried out in the Kantar Forum panel on a continuous basis).”

Annual report 2025A · The company itself

“For B2B customers, Sanoma offers marketing solutions that contribute to economic growth.”

Annual report 2025A · The company itself

“Our key customers are our people of all ages who live in the vicinity of one or our clubs.”

Annual report 2024A · The company itself

“The types of consumers and end users subject to material impacts include • Our members: Directly impacted by services promoting physical and mental health, including prevention, rehabilitation, safety, and wellness. • Potential future members and the general public: Those influenced by SATS’ broader efforts to address barriers to physical activity and promote public health. Material impacts may result from SATS’ direct operations, such as the provision of fitness services and facilities, or indirectly through its value chain, including the retail section within clubs and community health initiatives.These impacts encompass both positive contributions (e.g., enhanced well-being) and potential risks or negative impacts (e.g., safety concerns or accessibility barriers).”

Annual report 2024A · The company itself

“Includes sales of handmade cigars, both business-to-business and direct-to-consumers”

Annual report 2025A · The company itself

“Includes global sales of machine-rolled cigars, pipe tobacco and fine-cut tobacco”

Annual report 2025A · The company itself

“comprises the direct-to-consumer sales of all product categories sold via online, retail stores and contact centres”

Annual report 2025A · The company itself

“Our retail channel primarily serves casual users, gamers and creative professionals through branded storage products sold directly to retailers or through our distribution partners.”

Annual report 2026A · The company itself

“Core customers are primarily residential and small commercial and industrial customers. Most core customers purchase natural gas directly from SoCalGas or SDG&E.”

Annual report 2025A · The company itself

“Heltäckande utbud av bank- och rådgivningstjänster till privatpersoner och små och medelstora företag i Sverige samt betalningstjänster för företag i Europa.”

Annual report 2024A · The company itself

“Vi erbjuder heltäckande pensions- och försäkringslösningar till företag och privatpersoner. Erbjudandet omfattar ett komplett sortiment av produkter för sparande, hälsa och ekonomisk trygghet.”

Annual report 2024A · The company itself

“WORLD'S NO 1. SLEEP APP 2024 Sleep Cycle Science of sleep in the palm of your hand We transform sleep habits by providing powerful tools and features to improve sleep quality and offering deep insights into sleep patterns, ultimately leading to a more satisfying life.”

Annual report 2024A · The company itself

“SpareBank 1 Helgeland har en sterk og ledende markedsposisjon innenfor personkundemarkedet.”

Annual report 2024A · The company itself

“Det handler om å utvikle og gi tilgang til produkter og tjenester for svakerestilte personkunder.”

Annual report 2024A · The company itself

“Vi skal bidra til at kundene våre tar smartere og mer ansvarlige valg ved å satse langsiktig på energisparing for hus og eiendom, samt fremme ansvarlig forbruk. Vi oppfordrer våre kunder innenfor personmarkedet til å bygge bærekraftige nybygg og/eller renovere eldre hus slik at de bruker mindre energi og dermed slipper ut mindre skadelige klimagasser.”

Annual report 2024A · The company itself

“Utlån til privatkunder utgjør rundt 71,2 prosent av utlåns porteføljen.”

Annual report 2024A · The company itself

“Organisasjons- og kapitalmarked (OM) Kapitalmarkedsavdelingen betjener formuende privatkunder og bedrifter med god rådgivning og gode løsninger for å oppnå risikotilpasset meravkastning på ledig kapital.”

Annual report 2024A · The company itself

“ØSTLANDET aktiviteter Grønn omstilling (E1) Våre dyktige medarbeidere (S1) Samfunnsansvar og samfunnsengasjement (S3) Forbrukere og sluttbrukere (S4) Gode relasjoner til kundene er ett av fire sentrale målområder i SpareBank 1 Østlandets nåværende strategi.”

Annual report 2024A · The company itself

“Asiakasryhmät koostuvat julkisesta sektorista, yksityisistä yrityksistä ja yksityisasiakkaista.”

Annual report 2025A · The company itself

“I am pleased that in 2024, we achieved a net promoter score of 46.”

Annual report 2024A · The company itself

“Dette bidrar til økonomisk trygghet og frihet, samt sosial inkludering. Vi skal gjøre produkter og tjenester tilgjengelige for alle kundegrupper.”

Annual report 2024A · The company itself

“God rådgivning kan være avgjørende for kunder i ulike økonomiske situasjoner og kan bidra til å styrke kundens finansielle helse. Vi har en potensiell negativ påvirkning gjennom svak kommunikasjon eller informasjon med lav kvalitet.”

Annual report 2024A · The company itself

“Kombinasjonen digitale løsninger, personlig rådgivning og tilpassede spare- og forsikringsprodukter skal møte ulike behov hos ulike kundegrupper. Vi bruker undersøkelser, intervjuer, atferdstesting og fokusgrupper og involverer kunden tidlig i utviklingsprosessen for å sikre at behov og ønsker blir forstått og ivaretatt.”

Annual report 2024A · The company itself

“Storebrand tilbyr også kunder økonomisk trygghet og frihet gjennom produkter og tjenester knyttet til sparing og pensjon. Vår evne til å levere gode resultater og kundeopplevelser er avgjørende for å tiltrekke kunder.”

Annual report 2024A · The company itself

“Som en tilbyder av pensjon-, sparing-, forsikring- og banktjenester til over 55 000 bedriftskunder og 2,2 millioner personkunder – og over 1 400 milliarder kroner i forvaltet kapital – er Storebrand en viktig samfunnsaktør som kan bidra til å akselerere den bærekraftige utviklingen.”

Annual report 2024A · The company itself

“Affärsområdet utvecklar och distribuerar produkter från ledande varumärken till både professionella kunder och konsumentmarknaden.”

Annual report 2024A · The company itself

“Affärsområde Trade fokuserar på bolag med starka varumärken inom sin marknad, mestadels distributörer och grossister med både egna och externa varumärken.”

Annual report 2024A · The company itself

“Suominen’s nonwovens are, for the most part, used in daily consumer goods such as wet wipes as well as in hygiene and medical products.”

Annual report 2025A · The company itself

“Det är inte heller en slump att vi utsågs till Årets affärsbank och Sveriges småföretagsbank, att vårt Private Banking-erbjudande av Prospera rankas som näst bäst i Sverige och att vi enligt SKI:s årliga mätning har nöjdast kunder bland jämförbara banker på samtliga av våra hemmamarknader.”

Annual report 2024A · The company itself

“Customers We provide wireless communications and broadband services to a variety of customers needing connectivity, but focus primarily on two categories of customers: •Postpaid customers generally are qualified to pay after receiving service utilizing phones, 5G broadband gateways, fiber connections, mobile internet devices (including tablets and hotspots), wearables, DIGITS and other connected devices (including SyncUP and internet of things (“IoT”)). We serve consumers as well as business customers, who are provided services under the T-Mobile for Business brand. •Prepaid customers generally pay for service in advance.”

Annual report 2025A · The company itself

“B2C comprises sales where the stores contract directly with the private end-customers.”

Annual report 2025A · The company itself

“Consumers CUSTOMERS/SALES We distribute most of our products to thousands of endcustomers through a retail network comprising 220 points of sale across Scandinavia, including 110 branded stores.”

Annual report 2025A · The company itself

“Tele2s strategi i konsumentmarknaden är fortsatt att öka kund - nöjdheten genom fast-mobil-konvergenta erbjudanden. Genom att kontinuerligt förbättra kundupplevelsen med fler personifierade tjänster kommer vi driva tillväxt med hjälp av minskat kundbortfall och prisjusteringar i premium- och mellanskiktssegmentet.”

Annual report 2024A · The company itself

“Uppkoppling och underhållstjänster för privatpersoner och hushåll Grossist Nationell och internationell grossistverksamhet, transportnätstjänster och SMS-tjänster Företag Kommunikations- och integratörslösningar samt IoT för företag och offentlig sektor Tjänsteintäkter från slutkund 2024 Sverige Konsument, 58% Sverige Företag, 19% Litauen, 12% Lettland, 7% Estland, 3% Sverige, 74% Litauen, 16% Lettland, 8% Estland, 2% Underliggande EBITDAaL 2024 Hur vi levererar 1) Proposed dividend.”

Annual report 2024A · The company itself

“Tele2, ett av Sveriges mest kända namn inom uppkoppling, är ett premiumvarumärke som erbjuder våra kunder en komplett uppsättning kombinerade tjänster inom mobil, bredband och underhållning.”

Annual report 2024A · The company itself

“Ansvarsfulla marknadsföringsmetoder Vonage har efter beslut av US Federal Trade Commission fokuserat på ökad transparens och tydlighet i sin marknadsföring, försäljning och information avseende uppsägning. Exempel på åtgärder är: – Tydligare information vid registrering om återkommande betalningar, uppsägningsvillkor och avgifter för förtida uppsägning. – Effektivare uppsägningsprocesser, inklusive prioriterade supportköer och möjlighet att göra uppsägningen online via självbetjäning. – Uppdaterat försäljnings- och marknadsföringsmaterial för att återspegla dessa förändringar. – Introduktion av en årlig utbildning för säljteamen med fokus på ett kundcentrerat förhållningssätt till försäljning, vilket inkluderar en genomgång av transparensen i försäljnings- och marknadsföringsmetoder och uppsägningsprocesser.”

Annual report 2024A · The company itself

“Portfolioliiketoimintoihin kuuluvat julkisrahoitteiset palvelut, kuten ulkoistukset ja henkilöstöpalvelut, sekä kuluttaja-asiakkaille suunnattuja palveluita, mukaan lukien suunterveys ja hieronta.”

Annual report 2025A · The company itself

“Kuluttaja-asiakkaisiin kuuluu yksityishenkilöitä ja perheitä, jotka maksavat palvelunsa itse ja saattavat myöhemmin hakea korvausta vakuutusyhtiöstään.”

Annual report 2025A · The company itself

“Our Products and Services Automotive We currently manufacture five different consumer vehicles – the Model 3, Y, S, X and Cybertruck. Model 3 is a four-door mid-size sedan that we designed for manufacturability with a base price for mass-market appeal. Model Y is a compact sport utility vehicle (“SUV”) built on the Model 3 platform with seating for up to seven adults.”

Annual report 2025A · The company itself

“Varumärket Thule attraherar idag aktiva människor över hela världen.”

Annual report 2023A · The company itself

“34% af gæsterne kom fra udlandet, hvilket er på niveau med sidste år.”

Annual report 2025A · The company itself

“In our stores and online, we offer consumers our value proposition of brand, fashion, price and quality.”

Annual report 2026A · The company itself

“PERSONAL INSURANCE Personal Insurance offers a broad range of property and casualty insurance products and services covering individuals’ personal risks, primarily in the United States. Personal Insurance’s primary products of automobile and homeowners insurance are complemented by a broad suite of related products and coverages.”

Annual report 2025A · The company itself

“USBNA provides a wide range of products and services to individuals, businesses, institutional organizations, governmental entities and other financial institutions.”

Annual report 2025A · The company itself

“As the market leader in used car marketplaces across Norway, Sweden and Denmark, our trusted brands FINN, Blocket, Bytbil, Bilinfo and Bilbasen connect buyers and sellers with more than 400,000 active listings and 78 million visits every month.”

Annual report 2024A · The company itself

“Koncernen är medveten om att den potentiellt kan påverka barn negativt genom streamingplattformen, till exempel med scener som innehåller våld eller annat farligt innehåll som kan påverka deras välbefinnande negativt. Viaplay Group strävar också efter att påverka barns utveckling i en positiv riktning genom att erbjuda pedagogiskt innehåll på teman som matematik och kemi.”

Annual report 2024A · The company itself

“För att hantera påverkan och främja innehållets tillgänglighet strävar Viaplay Group efter att i möjligaste mån kunna erbjuda textning, syntolkning, teckenspråkstolkning och uppläst text. Tillgänglighet hanteras i samarbete med funktionerna för Content Compliance, Programme Planning, Content och Sustainability.”

Annual report 2024A · The company itself

“S4-1 Policyer för konsumenter och slutanvändare Viaplay Group är medveten om att innehållets tillgänglighet spelar en viktig roll för att säkerställa att alla, oavsett förmåga eller bakgrund, kan ta del av vad koncernens plattformar har att erbjuda. Koncernen är också medveten om att tillgänglighet kan ha en positiv påverkan på den sociala inkluderingen av dess tittare.”

Annual report 2024A · The company itself

“With a mission to empower people worldwide to live healthier at every stage of life, Viatris supplies high-quality medicines to approximately 1 billion patients around the world each year.”

Annual report 2025A · The company itself

“Vårt mål är att ännu fler ska få en djupare emotionell koppling till Volvo Cars, samtidigt som vi interagerar med kunderna under hela deras kundresa. For life – för liv och för att leva livet.”

Annual report 2024A · The company itself

“På dagens konkurrensutsatta marknad vet vi att kunderna har många val när det gäller hur och var de ska spendera sina pengar. De prioriterar i allt högre grad relationer med varumärken som delar deras kärnvärden. Det handlar inte bara om att köpa produkter från oss, utan också att känna samhörighet med vilka vi är och vad vi står för.”

Annual report 2024A · The company itself

“We provide consumer financial products and services including checking and savings accounts, credit and debit cards, and home, auto, personal, and small business lending.”

Annual report 2025A · The company itself

“In addition, we provide personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services.”

Annual report 2025A · The company itself

“Consumer. We have also built strong consumer brand recognition with tools to help individuals manage vast libraries of personal content and to push the limits of what is possible for storage. We serve the Consumer end market with a portfolio of HDD external storage products that we offer globally through our retail and channel partners.”

Annual report 2026A · The company itself

“Pottery Barn Kids Founded in 1999, Pottery Barn Kids’ mission is to bring the utmost in quality, safety and style into every family’s home. Kids are, and have always been, the inspiration behind Pottery Barn Kids. Pottery Barn Kids’ products are 4 Table of Contents designed to meet the highest child safety standards and are expertly crafted from the best materials to last beyond the childhood years.”

Annual report 2026A · The company itself

“Our brands have wide recognition, and our success has been due in large part to our ability to maintain, enhance and protect our brand image and reputation and our customers’ connection to our brands.”

Annual report 2026A · The company itself

“Segmentit sekä niiden vuoden 2029 loppuun mennessä saavutettaviksi asetetut taloudelliset tavoitteet ovat: Asuminen Suomi, joka keskittyy asuinrakennusten rakentamiseen sekä niihin liittyviin kehityshankkeisiin kuluttajille ja sijoittajille Suomen kasvukeskuksissa.”

Annual report 2025A · The company itself

“Asuminen CEE, joka keskittyy asuinrakennusten rakentamiseen sekä niihin liittyviin kehityshankkeisiin kuluttajille ja sijoittajille itäisen Euroopan kasvualueilla (Puola, Tšekki, Slovakia, Liettua, Latvia ja Viro) tavoitellen merkittävää kasvua strategiakauden aikana. • Tavoitteena on saavuttaa vähintään 15 prosentin vuosittainen kasvu, vähintään 15 prosentin oikaistu liikevoittoprosentti sekä vähintään 25 prosentin sitoutuneen pääoman tuotto.”

Annual report 2025A · The company itself

“Research, development and clinical trials 2025 ✓ 2024 2023 % of operating expenditure (OPEX) allocated to Research and Development 76% 69% 76% % of employees (FTEs) working with Research and Development 83% 84% 85% Number of active trials with Zealand Pharma products Embedding diversity in clinical trial design We aim to design clinical trials that reflect the differences of the patient populations we intend to serve. Diversity consider-ations are integrated into trial design and execution, including a focus on representative participant enrollment and gender balance through recruitment strategies and selection criteria.”

Annual report 2025A · The company itself

“Companion animal products represented approximately 70% of our revenue for the year ended December 31, 2025.”

Annual report 2025A · The company itself